What Are the Alternatives to Risklytics Business Insurance?
Risklytics suits robotics, autonomous-vehicle, hardware and AI businesses that need a specialist broker; buyers seeking standard small-business insurance should compare digital agencies.
What Should You Weigh When Choosing an Alternative to Risklytics?
Risklytics, Inc., doing business as Risklytics Insurance Services, is the producer arranging coverage; it does not underwrite. Risklytics says it drafts the insurance application from your business description and website for you to review and sign before submitting it to insurers. 1,4
Its placement catalogue covers general liability, technology E&O, cyber, directors and officers, commercial property, inland marine equipment, workers’ compensation, umbrella, intellectual property and space insurance. An alternative may not place every one of these specialty lines, so confirm the specific coverages before switching. 3
Risklytics advertises no application charge or additional brokerage fee, saying carriers pay it commission from premiums and offering to disclose its earnings on request. Its terms separately allow carrier or wholesaler compensation and carrier-set taxes and policy fees, so ask for the same disclosure from any alternative. 5,2
A dedicated claims-reporting procedure or detailed claims-assistance commitment was not found in Risklytics’ reviewed terms, FAQ and contact pages. Ask any provider, Risklytics or an alternative, for the policy’s reporting contact and the broker’s role after a loss. 2,6,7
Risklytics Alternatives for Commercial Property Insurance
AIG Commercial Property / Retail Property
Alliance Risk arranges property insurance.
Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.
6.7/ 10Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.
BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.
7.0/ 10CFC offers property coverage within its property and casualty product.
Chubb offers commercial property insurance.
Coverdash lists commercial property in its coverage catalog.
Embroker offers help obtaining commercial property insurance and invites property quote requests.
ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.
5.8/ 10Founder Shield lists property insurance among its core offerings.
Commercial property product page.
Gallagher arranges commercial property insurance for small businesses.
Harper lists commercial property insurance and describes approaching insurance companies for customers.
5.9/ 10Heffernan arranges commercial property insurance.
HUB International arranges commercial property insurance.
5.5/ 10Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.
As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.
Lockton arranges commercial property insurance.
5.6/ 10Markel commercial property
7.1/ 10Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.
As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
Relm lists commercial property insurance for placement through brokers.
Offered as part of a BOP, rather than as a standalone policy.
StartupInsurance.ai arranges commercial property insurance for startups.
4.9/ 10TechInsurance arranges commercial property insurance for small businesses.
Listed for real-estate, professional-services and other named commercial sectors.
The Hartford offers commercial property insurance.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers commercial property insurance.
6.1/ 10USI arranges commercial property insurance.
As of September 16, 2026, Vouch lists business property for health care and life sciences programs.
As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.
WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.
7.0/ 10Zurich markets commercial property insurance.
Risklytics Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Alliance Risk arranges cyber liability insurance.
Amelia Risk arranges cyber insurance.
Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
6.7/ 10At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
6.2/ 10Beazley offers cyber insurance for small and midsized businesses.
BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
7.0/ 10CFC offers cyber insurance, including primary and excess products.
Chubb offers cyber insurance.
Coalition offers cyber insurance.
6.2/ 10Corgi lists cyber insurance among its business insurance offerings.
Coverdash lists cyber insurance in its coverage catalog.
Cowbell offers standalone and excess cyber products through its insurance-agency business.
Embroker lists cyber insurance with a quote route.
Founder Shield lists cyber liability among its core offerings.
Cyber product page; policy terms and limits not established.
Gallagher arranges cyber insurance.
Harper lists cyber insurance and describes approaching insurers for customers.
5.9/ 10Heffernan arranges cyber insurance.
Hiscox offers cyber insurance for small businesses.
6.1/ 10HUB International arranges cyber insurance.
5.5/ 10Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Kinro lists cyber liability and compares business details with carrier appetite.
Lockton arranges cyber insurance.
5.6/ 10Markel Cyber 360
7.1/ 10Marsh arranges cyber insurance.
Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Newfront places cyber insurance, negotiates policy wording and provides claims consultation.
Pie provides access to cyber insurance quotes from carrier partners.
Relm lists cyber insurance for placement through brokers.
Resilience markets cyber insurance on a primary or excess basis.
5.0/ 10RiskCube arranges cyber insurance for startups.
Add-on for select buyers purchasing another business policy; phone quote route.
StartupInsurance.ai arranges cyber insurance for startups.
4.9/ 10TechInsurance arranges cyber insurance for small businesses.
Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
The Hartford offers cyber insurance and data-breach coverage.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
6.1/ 10USI arranges cyber insurance.
Vouch lists cyber liability in its technology-company programs.
WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
7.0/ 10Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
Risklytics Alternatives for D&O Insurance
AIG Directors & Officers Liability
Alliance Risk arranges directors and officers liability insurance.
Amelia Risk arranges directors and officers liability.
Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.
6.7/ 10Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.
Executive First D&O liability materials describe separate public-company and private-company products.
7.0/ 10CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.
Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.
6.2/ 10Corgi lists directors and officers insurance among its business insurance offerings.
Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.
Coverdash lists directors and officers insurance in its coverage catalog.
Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.
Embroker lists directors and officers insurance with a quote route.
Founder Shield lists directors and officers insurance among its core offerings.
Gallagher arranges directors and officers liability.
Heffernan arranges directors and officers liability.
HUB International arranges directors and officers liability insurance.
5.5/ 10Kinro lists directors and officers insurance and compares business details with carrier appetite.
Lockton arranges directors and officers liability insurance.
5.6/ 10Markel private and nonprofit D&O
7.1/ 10Marsh arranges directors and officers liability insurance.
Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.
Newfront lists D&O for private and public companies within its executive-risk services.
Relm lists directors and officers liability for placement through brokers.
RiskCube arranges directors and officers liability insurance for startups.
StartupInsurance.ai arranges directors and officers liability insurance for startups.
4.9/ 10TechInsurance arranges directors and officers liability insurance for small businesses.
Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.
The Hartford offers directors and officers liability for private, public and nonprofit organizations.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers directors and officers liability insurance.
6.1/ 10USI arranges directors and officers liability insurance.
Vouch lists directors and officers insurance in its technology-company programs.
WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.
Zurich markets directors and officers liability insurance.
Risklytics Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Alliance Risk arranges general liability insurance.
Amelia Risk arranges general liability insurance.
Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
6.7/ 10Beazley offers general liability insurance in packages such as its environmental-services policy.
BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
7.0/ 10CFC offers general liability within its property and casualty product.
Chubb offers general liability insurance within its commercial package products.
Corgi lists commercial general liability among its business insurance offerings.
Coterie offers general liability policies for small businesses through its partner distribution.
GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Coverdash lists general liability in its Core Business coverage catalog with a quote route.
Embroker offers a general liability quote route among its individual business coverages.
ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
5.8/ 10Founder Shield lists general liability among its core coverage offerings.
Company CGL product page; line-specific CGL membership only.
Gallagher arranges general liability insurance for small businesses.
Harper lists general liability in its business-insurance services and quote inquiry.
5.9/ 10Heffernan arranges general liability insurance.
Hiscox offers general liability insurance for small businesses.
6.1/ 10HUB International arranges general liability insurance.
5.5/ 10Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Kinro lists general liability and compares available carrier options.
Lockton arranges general liability insurance.
5.6/ 10Markel small-business casualty and property
7.1/ 10Marsh arranges general liability insurance, including for data centers.
Mylo compares general liability quotes from insurance carriers and also offers package options.
Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Newfront includes general liability in its casualty placement services.
Pie arranges general liability insurance through unaffiliated third-party insurers.
Relm lists general liability insurance for placement through brokers.
RiskCube arranges general liability insurance for startups.
StartupInsurance.ai arranges general liability insurance for startups.
4.9/ 10TechInsurance arranges general liability insurance for small businesses.
Listed as general liability for professional-services clients and as a consideration for other named business sectors.
The Hartford offers general liability insurance.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers general liability insurance.
6.1/ 10USI arranges general liability insurance.
Vouch lists general liability among the core coverages in its technology-company programs.
WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
Risklytics Alternatives for Intellectual Property Insurance
Alliance Risk arranges intellectual-property insurance for technology businesses.
CFC offers intellectual-property insurance for eligible businesses with revenue up to $500 million, depending on industry.
Founder Shield arranges intellectual property insurance.
Gallagher arranges intellectual-property insurance.
Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance.
Newfront’s life-science team arranges IP insurance contracts for life-science and technology clients.
Listed as intellectual-property liability in the professional-services coverage snapshot.
Risklytics Alternatives for Tech E&O Insurance
AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering.
Alliance Risk arranges technology errors and omissions insurance.
Amelia Risk arranges technology errors and omissions insurance for technology businesses.
At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.
6.2/ 10Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.
Professional First materials identify Technology E&O as a professional-liability product.
7.0/ 10CFC offers technology errors and omissions for technology businesses.
Chubb offers technology errors and omissions insurance through DigiTech ERM for technology companies.
Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.
6.2/ 10Corgi lists technology errors and omissions insurance for technology products and services.
Coverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.
Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion.
Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses.
Technology/creative class within broader E&O; no separate technology form established.
Gallagher arranges technology errors and omissions insurance for technology businesses.
HUB International arranges technology errors and omissions insurance.
5.5/ 10Markel Cyber 360 technology professional liability component (standalone product not established)
7.1/ 10Marsh arranges technology errors and omissions insurance.
Newfront lists technology errors and omissions among its cyber-risk placement coverages.
Relm lists technology errors and omissions insurance for placement through brokers.
Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
5.0/ 10RiskCube arranges technology errors and omissions insurance for startups.
StartupInsurance.ai arranges technology errors and omissions insurance for startups.
4.9/ 10TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.
The Hartford offers technology errors and omissions coverage through its FailSafe product.
Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies.
6.1/ 10USI arranges technology errors and omissions insurance.
Vouch lists technology errors and omissions among the core coverages in its technology-company programs.
Zurich markets technology errors and omissions insurance.
Risklytics Alternatives for Inland Marine Insurance
AIG Inland Marine (Transportation & Logistics; Construction & Equipment)
Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.
BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.
7.0/ 10Chubb offers inland marine insurance.
Coverdash arranges inland marine insurance.
Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.
Harper arranges inland marine coverage for tools and equipment that leave the shop.
5.9/ 10HUB International arranges inland marine insurance through its marine practice.
5.5/ 10Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.
Kinro arranges tools and equipment coverage through its inland marine offering.
Markel commercial inland marine
7.1/ 10Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.
Relm lists inland marine insurance for placement through brokers.
StartupInsurance.ai arranges inland marine insurance for startups.
4.9/ 10TechInsurance arranges inland marine coverage for contractors’ tools and equipment.
Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.
The Hartford offers inland marine insurance for midsize and large businesses.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers inland marine insurance.
6.1/ 10Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.
Risklytics Alternatives for Umbrella and Excess Liability Insurance
AIG Excess Casualty (lead umbrella and mid/high excess)
Alliance Risk arranges umbrella and excess liability insurance.
Amelia Risk arranges umbrella and excess liability.
Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
6.7/ 10BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
7.0/ 10CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Chubb offers umbrella and excess liability insurance.
Corgi lists commercial umbrella liability insurance.
Coverdash lists umbrella and excess liability insurance.
Founder Shield lists umbrella insurance.
Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Gallagher arranges umbrella and excess liability.
Harper arranges umbrella insurance.
5.9/ 10Heffernan arranges excess and umbrella insurance.
HUB International arranges umbrella and excess liability insurance.
5.5/ 10Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
Kinro lists umbrella and excess liability insurance.
Lockton arranges umbrella and excess liability insurance.
5.6/ 10Markel excess casualty and umbrella
7.1/ 10Mylo compares commercial umbrella quotes from insurers.
Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
Newfront arranges umbrella and excess liability insurance through its casualty practice.
Relm lists excess liability for placement through brokers.
StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
4.9/ 10TechInsurance arranges commercial umbrella insurance for small businesses.
Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.
The Hartford lists commercial umbrella insurance among its business coverage options.
Travelers offers commercial umbrella and excess liability insurance.
6.1/ 10USI arranges umbrella and excess liability.
Vouch lists umbrella among core coverages for technology companies.
WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
Risklytics Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Alliance Risk arranges workers’ compensation insurance.
Amelia Risk arranges workers’ compensation insurance.
Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
6.7/ 10Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
Corgi lists workers’ compensation insurance.
Coverdash lists workers’ compensation insurance.
Embroker arranges workers’ compensation insurance.
ERGO NEXT offers workers’ compensation insurance for small businesses.
5.8/ 10Founder Shield lists workers’ compensation insurance.
Workers’ compensation page; state requirements vary.
Gallagher arranges workers’ compensation insurance for small businesses.
Harper arranges workers’ compensation insurance.
5.9/ 10Heffernan arranges workers’ compensation insurance.
Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
6.1/ 10HUB International arranges workers’ compensation insurance.
5.5/ 10Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
Lockton arranges workers’ compensation insurance.
5.6/ 10Markel Workers Compensation
7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
Mylo compares workers’ compensation options from insurers.
Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Newfront arranges workers’ compensation insurance through its casualty practice.
Pie Insurance offers workers’ compensation insurance for small businesses.
StartupInsurance.ai arranges workers’ compensation insurance for startups.
4.9/ 10TechInsurance arranges workers’ compensation insurance for small businesses.
Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
The Hartford offers workers’ compensation insurance.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers workers’ compensation insurance.
6.1/ 10USI arranges workers’ compensation insurance.
Vouch lists workers’ compensation among core coverages for technology companies.
WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
Zurich markets workers’ compensation insurance.
