Insurance with Spot
Compare business insurance quotes with Spot
Two proposals can share a limit and still protect you differently, so your Spot team reads them side by side on coverage as well as price.
- Proposals read the same way, whichever insurer wrote them
- Differences that change a claim flagged, not buried
- Keep your broker or switch, with no commissions on premiums

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Pick the coverage you’re buying to see what differs between quotes on that line, which terms are easy to miss and how Spot helps you line them up before you bind.
Liability
- Compare Garage Liability Insurance Quotes
Compare garage liability quotes with Spot: vehicles, drivers and uses covered, garagekeepers basis and limits, repair exclusions and storage conditions.
- Compare General Liability Insurance Quotes
Compare general liability quotes with Spot: each proposal’s aggregates, defense terms, insureds and exclusions side by side before you choose and bind.
- Compare Liquor Liability Insurance Quotes
Compare liquor liability quotes with Spot: defense terms, common-cause limits, off-site events, assault and battery wording, license exclusions and reporting rules.
- Compare Medical Malpractice Insurance Quotes
Compare medical malpractice quotes with Spot: insured clinicians and entities, shared limits, defense terms, occurrence or claims-made timing and tail coverage.
- Compare Product Liability Insurance Quotes
Compare product liability quotes with Spot: products aggregate against the general aggregate, defense terms, recall exclusions and treatment of your own product.
- Compare Umbrella and Excess Liability Insurance Quotes
Compare umbrella and excess quotes with Spot: underlying policies required, where each layer attaches, specialty exclusions and fit with contract limits.
- Compare Telehealth and Virtual Care Insurance Quotes
Compare telehealth and virtual care quotes with Spot: states for clinicians and patients, remote-care injury wording, technology outages and cyber boundaries.
Cyber and Technology
- Compare Cyber Insurance Quotes
Compare cyber insurance quotes with Spot: separate limits for response, recovery, interruption and liability, plus retentions, triggers and vendor terms.
- Compare Digital Asset Insurance Quotes
Compare digital asset quotes with Spot: which wallets and entities are insured, custody terms, valuation, and theft and key-loss coverage across proposals.
- Compare Generative AI Liability Insurance Quotes
Compare generative AI liability quotes with Spot: which AI claims are covered, defense terms, AI exclusions in your other policies and warranty versus liability.
- Compare Intellectual Property Insurance Quotes
Compare intellectual property quotes with Spot: defense versus enforcement costs, limits and shared costs, territory, existing disputes and consent rules.
- Compare Media Liability Insurance Quotes
Compare media liability quotes with Spot: covered activities, retroactive dates, defense and settlement control, known-issue exclusions and rights and license terms.
- Compare Tech E&O Insurance Quotes
Compare tech E&O quotes with Spot: how each proposal treats your services, contract promises, claims-made timing and whether cyber is included.
Management and Finance
- Compare Crime Insurance Quotes
Compare crime insurance quotes with Spot: employee theft, forgery, impersonation payments, who counts as an employee, discovery rules and related-loss limits.
- Compare Directors and Officers Insurance Quotes
Compare D&O quotes with Spot: who is protected, whether the company itself is covered, how defense costs use the limit and what earlier disputes the policy excludes.
- Compare Employment Practices Liability Insurance Quotes
Compare EPLI quotes with Spot: retentions, shared limits, defense and settlement control, third-party claims and excluded costs across every proposal.
- Compare Fidelity Bond Quotes
Compare fidelity bond quotes with Spot: who counts as covered, limits per loss, retentions, discovery and reporting rules, and direct versus indirect losses.
- Compare Fiduciary Liability Insurance Quotes
Compare fiduciary liability quotes with Spot: insureds, defense costs against the limit, notice and consent rules, prior-problem exclusions and misconduct wording.
- Compare Kidnap and Ransom Insurance Quotes
Compare kidnap and ransom quotes with Spot: crisis response, reimbursement, event and aggregate limits, territorial restrictions, sanctions and detention terms.
- Compare Management Liability Insurance Quotes
Compare management liability quotes with Spot: insured people and entities per part, shared limits, defense costs, retentions and reporting rules.
- Compare Professional Liability Insurance Quotes
Compare professional liability (E&O) quotes with Spot: claims-made timing, retroactive date, scheduled services, defense terms and exclusions across proposals.
- Compare Representations and Warranties Insurance Quotes
Compare representations and warranties quotes with Spot: insured statements, limit and retention against deal size, policy duration and known-issue treatment.
- Compare Venture Capital Asset Protection Insurance Quotes
Compare VCAP quotes with Spot: components included, named funds and partners, investor claims, regulatory inquiries and outside directorships across proposals.
Property and Projects
- Compare Builders Risk Insurance Quotes
Compare builders risk quotes with Spot: project value basis, deductibles, materials in storage and transit, faulty-work wording and when coverage ends.
- Compare Business Owner’s Policy Quotes
Compare business owner’s policy quotes with Spot: property values, liability limits, income coverage timing and the exclusions each package carries.
- Compare Commercial Property Insurance Quotes
Compare commercial property quotes with Spot: valuation basis, coinsurance conditions, deductibles, excluded causes of loss and income protection across proposals.
- Compare Contract Frustration Insurance Quotes
Compare contract frustration quotes with Spot: stages covered, triggering events, retained share, waiting periods and how private-buyer risk is treated.
- Compare Equipment Breakdown Insurance Quotes
Compare equipment breakdown quotes with Spot: what counts as a breakdown, valuation, time-based deductibles, spoilage, downtime and utility interruption.
- Compare Inland Marine Insurance Quotes
Compare inland marine quotes with Spot: scheduled items, valuation, per-item and per-loss limits, deductibles, territory and what causes of loss are excluded.
- Compare Product Recall Insurance Quotes
Compare product recall quotes with Spot: covered expenses, what triggers coverage, which products qualify, regulator fit and contamination wording.
- Compare Surety Bond Quotes
Compare surety bond quotes with Spot: bond type, required form and amount, obligee requirements and the financial information each surety evaluates.
Vehicles and Cargo
- Compare Cargo and Transit Insurance Quotes
Compare cargo and transit quotes with Spot: valuation, limits against your largest load, storage stops, delay exclusions and loading and security conditions.
- Compare Commercial Auto Insurance Quotes
Compare commercial auto quotes with Spot: vehicles and drivers listed, liability and damage deductibles, total-loss valuation and employee-car exposure.
- Compare Hired and Non-Owned Auto Insurance Quotes
Compare hired and non-owned auto quotes with Spot: which policy pays first, whose liability is protected, limits, defense terms and carried property.
- Compare Last-Mile Delivery Insurance Quotes
Compare last-mile delivery quotes with Spot: owned, rented and driver vehicles, cargo through handoff, largest-load limits and contract obligations.
- Compare Trucking Insurance Quotes
Compare trucking insurance quotes with Spot: owned, leased and owner-operator vehicles, radius, commodities, cargo terms and the filings your contracts require.
People
- Compare Employee Health Benefits Quotes
Compare employee health benefits proposals with Spot: employee costs, networks, prescription lists, plan funding and enrollment administration side by side.
- Compare Key Person Insurance Quotes
Compare key person quotes with Spot: coverage period, premiums over time, renewal options, guaranteed values and what the business receives.
- Compare Workers’ Compensation Insurance Quotes
Compare workers’ comp quotes with Spot: states covered, how each job is classified, payroll used and which insurers or state funds are offered.
Common questions
What does Spot compare besides price?
Where do the quotes come from?
Does Spot tell me which quote to buy?
Do I have to leave my broker?
Can I compare a quote with my current policy?
Get insurance off your to-do list.
Two proposals can share a limit and still protect you differently, so your Spot team reads them side by side on coverage as well as price.
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