Insurance with Spot

Compare business insurance quotes with Spot

Two proposals can share a limit and still protect you differently, so your Spot team reads them side by side on coverage as well as price.

  • Proposals read the same way, whichever insurer wrote them
  • Differences that change a claim flagged, not buried
  • Keep your broker or switch, with no commissions on premiums
Two business colleagues compare plain navy and cream proposal folders beside a laptop at a compact walnut desk.

Choose your next step

Pick the coverage you’re buying to see what differs between quotes on that line, which terms are easy to miss and how Spot helps you line them up before you bind.

Liability

Cyber and Technology

Management and Finance

Property and Projects

Vehicles and Cargo

People

Common questions

What does Spot compare besides price?

The terms that decide a claim: limits and how they’re divided, retentions and deductibles, defense treatment, who is insured, claims-made timing where it applies, and exclusions. The terms that matter differ by coverage line, so each line has its own page.

Where do the quotes come from?

Spot works with brokers to take your submission to market, and the proposals that come back are laid out side by side. You can also send quotes your own broker already collected.

Does Spot tell me which quote to buy?

No. Spot shows where proposals differ and what each difference could mean for your business, and your Spot team answers questions in your shared Slack channel. You decide, and your team helps you bind.

Do I have to leave my broker?

No. Spot works alongside brokers and takes no commissions on premiums, so you can keep your broker or switch to a different one.

Can I compare a quote with my current policy?

Yes. Add your expiring policy and Spot points out the limits, exclusions and conditions that would change if you accepted the new proposal.

Get insurance off your to-do list.

Two proposals can share a limit and still protect you differently, so your Spot team reads them side by side on coverage as well as price.

Get Started