Tell us everything you deliver
List the software, hosting, integration and installation work you do, and send a sample customer contract. Every quote gets read against the same description.
Orbit SoftwareOrganized by Spot
Compare Tech E&O Insurance Quotes
Compare tech E&O insurance quotes with Spot
A tech E&O quote only helps if it names the work you do and meets your customer contracts, so Spot checks both across every proposal.
Compare quotes from 30+ tech E&O insurance providers
- Each service you sell checked against the quote’s wording
- Customer contract clauses compared with every proposal
- Keep your broker or switch, with no commissions on premiums
How it works
We compare scope and contract fit
Spot checks which of your services each quote names, how it treats a missed contractual promise, and what limits and retentions apply.
Technology errors and omissions (E&O) insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Ask about cyber versus failed work
Message your Spot team to sort out whether each proposal covers a failed deliverable, a data incident or both, and which policies sit where.
# spot-support
TaylorOrbit Software
Can you help compare our technology errors and omissions (e&o) insurance options?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Choose and bind
Pick the quote that matches your services and your customers’ contract terms. Your Spot team helps you bind and keeps proof ready for the next customer.
Insurance documents
Quote comparisonTechnology errors and omissions (E&O) insurance
Professional services · Claims-made terms
Orbit Software
What to compare
- 01
Services named in the quote
Software development, hosting and installation are different activities. A quote naming one doesn’t by itself cover the others.
- 02
Contract promises
How a claim that you failed to meet a contractual promise is treated, including your limitation-of-liability clauses.
- 03
Each-claim and aggregate limits
The most per claim and in total, with the retention you pay first.
- 04
Defense costs
Whether legal spending reduces the available limit, which leaves less to pay a claim.
- 05
Claims-made timing
When a claim must be made and reported, the retroactive date and whether an extended reporting period is offered.
- 06
Cyber inside or outside
Whether the proposal includes breach and network-security coverage or leaves it to a separate cyber policy.
- 07
Subcontractors
Whether work you outsource is addressed, and whose mistakes the quote reaches.
Differences to watch for
- 01
Software covered, hosting not
A form built for development can leave out the hosted service you actually sell.
- 02
A data breach is not a failed deliverable
Tech E&O concerns mistakes in your product or service. Data incidents belong to cyber, so check which quote has what.
- 03
Contractual liability wording
Some proposals narrow coverage for promises you made in a contract. Read this beside your customer agreements.
- 04
Liability caps in your contracts
If you cap liability with customers, ask how that interacts with the limits you’re buying.
Providers your broker can approach
Compare quotes from 30+ tech E&O insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- At-Bay
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- And many more
Common questions
What is the difference between tech E&O and cyber?
Tech E&O responds to claims that your product or service failed a customer. Cyber addresses incidents like data breaches. Spot shows which each quote includes.
Can Spot compare quotes against my customer contract?
Yes. Send the master services agreement and Spot checks each proposal against its insurance clause.
Does Spot replace my broker?
No. Your broker can stay, because Spot takes no commissions on premiums and works with whichever broker you choose.
Should I buy both tech E&O and cyber?
Many technology companies do. Spot lays out what each proposal covers so you can see the gaps before you decide.
Related
Get insurance off your to-do list.
A tech E&O quote only helps if it names the work you do and meets your customer contracts, so Spot checks both across every proposal.
Get StartedLearn more before you compare quotes
Read these before you choose a policy or an insurer.
