Insurance with Spot
Get business insurance quotes with Spot
Tell us about your business once, and your Spot team takes one submission to brokers and lines up the quotes for you.
- One submission instead of an application for every insurer
- Proposals lined up on terms as well as price
- Keep your broker or switch, with no commissions on premiums

Choose your next step
Every kind of coverage asks for different details. Workers’ compensation wants payroll by job, cyber wants your security controls and trucking wants your authority and drivers. Choose the coverage you need below to see what insurers ask for, what moves the price and how Spot prepares the submission.
Liability
- Garage Liability Insurance Quotes
Get garage liability quotes with Spot: we describe your shop work, drivers and customer vehicles, take one submission to market and compare the proposals.
- General Liability Insurance Quotes
Get general liability quotes with Spot: we gather your operations, sales and payroll, take one submission to market and line up the proposals for you.
- Liquor Liability Insurance Quotes
Get liquor liability quotes with Spot: we describe how you sell or serve alcohol, take one submission to market and compare locations, limits and conditions.
- Medical Malpractice Insurance Quotes
Get medical malpractice quotes with Spot: we describe your practice, clinicians and procedures, take one submission to market and compare who each quote insures.
- Product Liability Insurance Quotes
Get product liability quotes with Spot: we describe your products, supply-chain role and records, take one submission to market and compare the proposals.
- Umbrella and Excess Liability Quotes
Get umbrella and excess liability quotes with Spot: we map your underlying policies and contract limits, take one submission to market and compare attachment and gaps.
- Telehealth Insurance Quotes
Get telehealth insurance quotes with Spot: we describe your remote care, clinicians and patient locations, take one submission to market and compare the proposals.
Cyber and Technology
- Cyber Insurance Quotes
Get cyber insurance quotes with Spot: we describe your systems, data and controls once, take them to market and line up the proposals’ limits for you.
- Digital-Asset Insurance Quotes
Get digital-asset insurance quotes with Spot: we describe your assets, wallets and custody setup, take one submission to market and compare who each policy protects.
- Generative AI Liability Insurance Quotes
Get generative AI liability quotes with Spot: we describe how you use or sell AI outputs, take one submission to market and compare it with your other policies.
- Intellectual Property Insurance Quotes
Get intellectual property insurance quotes with Spot: we describe your rights, products and contracts, take one submission to market and compare defense and enforcement.
- Media Liability Insurance Quotes
Get media liability quotes with Spot: we describe your content, licenses and client work, take one submission to market and compare the activities each quote covers.
- Tech E&O Insurance Quotes
Get tech E&O quotes with Spot: we describe your products, customer contracts and practices, take one submission to market and compare the proposals.
Management and Finance
- Crime Insurance Quotes
Get crime insurance quotes with Spot: we describe who handles your money, payments and client property, take one submission to market and compare the proposals.
- D&O Insurance Quotes
Get D&O insurance quotes with Spot: we gather your ownership, financials and planned changes, take one submission to market and compare what each proposal covers.
- EPLI Insurance Quotes
Get employment practices liability quotes with Spot: we gather your workforce, HR practices and claims history, take one submission to market and compare the terms.
- Fidelity Bond Quotes
Get fidelity bond quotes with Spot: we identify whose property your staff handle, including benefit-plan funds, take one request to market and compare the proposals.
- Fiduciary Liability Insurance Quotes
Get fiduciary liability quotes with Spot: we describe your benefit plans and who manages them, take one submission to market and compare who each quote insures.
- Kidnap and Ransom Insurance Quotes
Get kidnap and ransom quotes with Spot: we describe your travelers, destinations and entities, take one submission to market and compare events and conditions.
- Management Liability Insurance Quotes
Get management liability quotes with Spot: we describe your entities, leaders and workforce, take one submission to market and compare the parts and shared limits.
- Professional Liability (E&O) Insurance Quotes
Get professional liability (E&O) quotes with Spot: we list your services, contracts and claims history, take one submission to market and compare the terms.
- Representations and Warranties Insurance Quotes
Get R&W insurance quotes with Spot: we organize your purchase agreement and diligence findings, take one submission to market and compare who each policy protects.
- Venture Capital Asset Protection Insurance Quotes
Get venture capital asset protection quotes with Spot: we describe your funds, partners and board roles, take one submission to market and compare what each includes.
Property and Projects
- Builders Risk Insurance Quotes
Get builders risk quotes with Spot: we describe your project, materials and schedule, take one submission to market and compare what each quote protects.
- Business Owner’s Policy Quotes
Get business owner’s policy quotes with Spot: we gather your locations, property and income needs, take one submission to market and compare the packages.
- Commercial Property Insurance Quotes
Get commercial property quotes with Spot: we organize your worksites, property inventory and values, take one submission to market and compare valuation terms.
- Contract Frustration Insurance Quotes
Get contract frustration quotes with Spot: we map your international contract, countries and payment schedule, take one submission to market and compare the proposals.
- Equipment Breakdown Insurance Quotes
Get equipment breakdown quotes with Spot: we inventory the equipment you rely on, take one submission to market and compare repair, downtime and spoilage terms.
- Inland Marine Insurance Quotes
Get inland marine quotes with Spot: we schedule your equipment and goods in transit, take one submission to market and compare values, limits and territory terms.
- Product Recall Insurance Quotes
Get product recall quotes with Spot: we describe your products and distribution, take one submission to market and compare triggers and covered expenses.
- Surety Bond Quotes
Get surety bond quotes with Spot: we identify the bond form and obligee your contract or license requires, take the request to market and compare the proposals.
Vehicles and Cargo
- Cargo Insurance Quotes
Get cargo insurance quotes with Spot: we map your shipments, routes and contracts, take one submission to market and compare what each quote covers along the way.
- Commercial Auto Insurance Quotes
Get commercial auto quotes with Spot: we organize your vehicles, drivers and how you use them, take one submission to market and compare the proposals.
- Hired and Non-Owned Auto Insurance Quotes
Get hired and non-owned auto quotes with Spot: we describe your rentals, errands and deliveries, take one submission to market and compare who each quote protects.
- Last-Mile Delivery Insurance Quotes
Get last-mile delivery quotes with Spot: we describe your vehicles, drivers and cargo, take one submission to market and compare each part of the program.
- Trucking Insurance Quotes
Get trucking insurance quotes with Spot: we organize your authority, fleet, drivers and cargo, take one submission to market and compare the proposals.
People
- Employee Health Benefits Quotes
Get employee health benefits quotes with Spot: we gather your workforce details and priorities, take them to market and lay out plan funding, networks and costs.
- Key Person Insurance Quotes
Get key person insurance quotes with Spot: we describe the person’s role and the amount you need, take one submission to market and compare the proposals.
- Workers’ Compensation Insurance Quotes
Get workers’ compensation quotes with Spot: we organize payroll by job type and state, take one submission to market and line up the proposals for you.
Common questions
How do business insurance quotes work with Spot?
Does Spot set the price or sell the policy?
Do I need to give up my current broker?
What if I need more than one kind of coverage?
Can I get quotes if I’m not sure what I need?
Get insurance off your to-do list.
Tell us about your business once, and your Spot team takes one submission to brokers and lines up the quotes for you.
Get Started
