Insurance with Spot

Get business insurance quotes with Spot

Tell us about your business once, and your Spot team takes one submission to brokers and lines up the quotes for you.

  • One submission instead of an application for every insurer
  • Proposals lined up on terms as well as price
  • Keep your broker or switch, with no commissions on premiums
A shop owner and business adviser gather plain folders beside merchandise bags and a card reader at an oak checkout counter.

Choose your next step

Every kind of coverage asks for different details. Workers’ compensation wants payroll by job, cyber wants your security controls and trucking wants your authority and drivers. Choose the coverage you need below to see what insurers ask for, what moves the price and how Spot prepares the submission.

Liability

  • Garage Liability Insurance Quotes

    Get garage liability quotes with Spot: we describe your shop work, drivers and customer vehicles, take one submission to market and compare the proposals.

  • General Liability Insurance Quotes

    Get general liability quotes with Spot: we gather your operations, sales and payroll, take one submission to market and line up the proposals for you.

  • Liquor Liability Insurance Quotes

    Get liquor liability quotes with Spot: we describe how you sell or serve alcohol, take one submission to market and compare locations, limits and conditions.

  • Medical Malpractice Insurance Quotes

    Get medical malpractice quotes with Spot: we describe your practice, clinicians and procedures, take one submission to market and compare who each quote insures.

  • Product Liability Insurance Quotes

    Get product liability quotes with Spot: we describe your products, supply-chain role and records, take one submission to market and compare the proposals.

  • Umbrella and Excess Liability Quotes

    Get umbrella and excess liability quotes with Spot: we map your underlying policies and contract limits, take one submission to market and compare attachment and gaps.

  • Telehealth Insurance Quotes

    Get telehealth insurance quotes with Spot: we describe your remote care, clinicians and patient locations, take one submission to market and compare the proposals.

Cyber and Technology

  • Cyber Insurance Quotes

    Get cyber insurance quotes with Spot: we describe your systems, data and controls once, take them to market and line up the proposals’ limits for you.

  • Digital-Asset Insurance Quotes

    Get digital-asset insurance quotes with Spot: we describe your assets, wallets and custody setup, take one submission to market and compare who each policy protects.

  • Generative AI Liability Insurance Quotes

    Get generative AI liability quotes with Spot: we describe how you use or sell AI outputs, take one submission to market and compare it with your other policies.

  • Intellectual Property Insurance Quotes

    Get intellectual property insurance quotes with Spot: we describe your rights, products and contracts, take one submission to market and compare defense and enforcement.

  • Media Liability Insurance Quotes

    Get media liability quotes with Spot: we describe your content, licenses and client work, take one submission to market and compare the activities each quote covers.

  • Tech E&O Insurance Quotes

    Get tech E&O quotes with Spot: we describe your products, customer contracts and practices, take one submission to market and compare the proposals.

Management and Finance

  • Crime Insurance Quotes

    Get crime insurance quotes with Spot: we describe who handles your money, payments and client property, take one submission to market and compare the proposals.

  • D&O Insurance Quotes

    Get D&O insurance quotes with Spot: we gather your ownership, financials and planned changes, take one submission to market and compare what each proposal covers.

  • EPLI Insurance Quotes

    Get employment practices liability quotes with Spot: we gather your workforce, HR practices and claims history, take one submission to market and compare the terms.

  • Fidelity Bond Quotes

    Get fidelity bond quotes with Spot: we identify whose property your staff handle, including benefit-plan funds, take one request to market and compare the proposals.

  • Fiduciary Liability Insurance Quotes

    Get fiduciary liability quotes with Spot: we describe your benefit plans and who manages them, take one submission to market and compare who each quote insures.

  • Kidnap and Ransom Insurance Quotes

    Get kidnap and ransom quotes with Spot: we describe your travelers, destinations and entities, take one submission to market and compare events and conditions.

  • Management Liability Insurance Quotes

    Get management liability quotes with Spot: we describe your entities, leaders and workforce, take one submission to market and compare the parts and shared limits.

  • Professional Liability (E&O) Insurance Quotes

    Get professional liability (E&O) quotes with Spot: we list your services, contracts and claims history, take one submission to market and compare the terms.

  • Representations and Warranties Insurance Quotes

    Get R&W insurance quotes with Spot: we organize your purchase agreement and diligence findings, take one submission to market and compare who each policy protects.

  • Venture Capital Asset Protection Insurance Quotes

    Get venture capital asset protection quotes with Spot: we describe your funds, partners and board roles, take one submission to market and compare what each includes.

Property and Projects

  • Builders Risk Insurance Quotes

    Get builders risk quotes with Spot: we describe your project, materials and schedule, take one submission to market and compare what each quote protects.

  • Business Owner’s Policy Quotes

    Get business owner’s policy quotes with Spot: we gather your locations, property and income needs, take one submission to market and compare the packages.

  • Commercial Property Insurance Quotes

    Get commercial property quotes with Spot: we organize your worksites, property inventory and values, take one submission to market and compare valuation terms.

  • Contract Frustration Insurance Quotes

    Get contract frustration quotes with Spot: we map your international contract, countries and payment schedule, take one submission to market and compare the proposals.

  • Equipment Breakdown Insurance Quotes

    Get equipment breakdown quotes with Spot: we inventory the equipment you rely on, take one submission to market and compare repair, downtime and spoilage terms.

  • Inland Marine Insurance Quotes

    Get inland marine quotes with Spot: we schedule your equipment and goods in transit, take one submission to market and compare values, limits and territory terms.

  • Product Recall Insurance Quotes

    Get product recall quotes with Spot: we describe your products and distribution, take one submission to market and compare triggers and covered expenses.

  • Surety Bond Quotes

    Get surety bond quotes with Spot: we identify the bond form and obligee your contract or license requires, take the request to market and compare the proposals.

Vehicles and Cargo

  • Cargo Insurance Quotes

    Get cargo insurance quotes with Spot: we map your shipments, routes and contracts, take one submission to market and compare what each quote covers along the way.

  • Commercial Auto Insurance Quotes

    Get commercial auto quotes with Spot: we organize your vehicles, drivers and how you use them, take one submission to market and compare the proposals.

  • Hired and Non-Owned Auto Insurance Quotes

    Get hired and non-owned auto quotes with Spot: we describe your rentals, errands and deliveries, take one submission to market and compare who each quote protects.

  • Last-Mile Delivery Insurance Quotes

    Get last-mile delivery quotes with Spot: we describe your vehicles, drivers and cargo, take one submission to market and compare each part of the program.

  • Trucking Insurance Quotes

    Get trucking insurance quotes with Spot: we organize your authority, fleet, drivers and cargo, take one submission to market and compare the proposals.

People

  • Employee Health Benefits Quotes

    Get employee health benefits quotes with Spot: we gather your workforce details and priorities, take them to market and lay out plan funding, networks and costs.

  • Key Person Insurance Quotes

    Get key person insurance quotes with Spot: we describe the person’s role and the amount you need, take one submission to market and compare the proposals.

  • Workers’ Compensation Insurance Quotes

    Get workers’ compensation quotes with Spot: we organize payroll by job type and state, take one submission to market and line up the proposals for you.

Common questions

How do business insurance quotes work with Spot?

You tell your Spot team about your business, and we prepare a submission from your answers, documents and loss history. We work with brokers to take it to insurers, then help you compare the proposals that come back.

Does Spot set the price or sell the policy?

No. Spot isn’t an insurer and doesn’t set prices. Insurers price your risk, and brokers place the policy.

Do I need to give up my current broker?

No. Spot works alongside brokers and takes no commissions on premiums. Keep yours, or switch if you want a different one.

What if I need more than one kind of coverage?

List each one. Your Spot team can prepare submissions for several coverages together, and checks where one policy leaves a gap that another should fill.

Can I get quotes if I’m not sure what I need?

Yes. Tell us what your business does, and we help you work out which coverages to quote.

Get insurance off your to-do list.

Tell us about your business once, and your Spot team takes one submission to brokers and lines up the quotes for you.

Get Started