Describe your content
Tell us what you write, design, film or publish, for yourself and for clients. Your Spot team asks where it appears.
Alder StudioOrganized by Spot
Media Liability Insurance Quotes
Get media liability insurance quotes with Spot
Tell your Spot team what content you create, publish and distribute, and we prepare the submission brokers use to quote media liability.
Get quotes from 15+ media liability insurance providers
- Content you create and distribute described once
- Licenses and client contracts brought into the quote
- Keep your broker or switch, with no commissions on premiums
How it works
Add your licenses and agreements
We collect image, music and footage licenses, and client contracts that say who warrants supplied material.
Media liability insurance
Alder Studio · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals from insurers that write media businesses, and follow up on their questions.
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JordanAlder Studio
What do we need to request media liability insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Check each activity is in the quote
See which rights claims each proposal addresses, whether it includes your activities and how defense and settlement terms work.
Insurance documents
Quote requestMedia liability insurance
Coverage limits · Policy terms
Alder Studio
What you’ll need
- 01
Content you create and publish
Articles, newsletters, campaigns, videos or broadcasts, and how you produce them.
- 02
Content you make for clients
Advertising or campaigns produced for others, which the quote needs to include by name.
- 03
Licensed images, music and footage
License terms, including any usage or territory limits.
- 04
Client-supplied material
Logos, copy or testimonials a client gave you, and which party warrants them in the contract.
- 05
Hosting and distribution
Whether you host, broadcast or distribute other people’s material.
- 06
Review process
How content is checked before it goes live.
- 07
Prior complaints and claims
Any allegation about defamation, privacy, copyright or trademark, and your current policy.
What affects your price
- 01
Type and reach of content
Content published widely, or on sensitive subjects, carries more exposure than internal material.
- 02
Activities covered
Producing, publishing, hosting and distributing are different activities and may be priced separately.
- 03
Rights claims included
Defamation, privacy, copyright and trademark coverage can each be a separate grant.
- 04
Limits and retention
Higher limits cost more, and accepting a higher retention can bring the premium down.
- 05
Complaint history
Earlier allegations over content raise the price or narrow who will quote.
Providers your broker can approach
Get quotes from 15+ media liability insurance providers.
- AIG
- Alliance Risk
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- Chubb
- CNA
- And many more
Common questions
Does media liability cover copyright complaints?
It may, if the policy includes that right and your activity. License terms and who is responsible for client-supplied material can change the answer.
How is this different from tech E&O or cyber?
Media liability is about claims over content. A failed deliverable is tech E&O, and a data incident is cyber. We check each concern has a place in your program.
Does it matter that I produce content for clients?
Yes. Client campaigns need to be named among the covered activities, so we ask for them specifically.
Do I need a new broker for media liability?
No. Keep the broker you have and we’ll work with them, with no commissions on premiums. Or let us help you find a different one.
Related
Get insurance off your to-do list.
Tell your Spot team what content you create, publish and distribute, and we prepare the submission brokers use to quote media liability.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
