Save up to 40% on your insurance And less time managing it.
Spot combines AI-native software with human insurance expertise to find where you're overpaying or undercovered, help you buy better coverage, and take the day-to-day work off your plate.
Save over 20% on average
Keep your broker or switch
No commitment to change
Get help buying the right coverage.
Know where you're overpaying and where you're exposed. Your Spot team prepares your submission, works with brokers, and helps you weigh the options before you buy or renew.
Keep insurance from holding up business.
A new customer. A new lease. Another request for proof of insurance. Spot checks what you need against what you have, flags the gaps, and helps get your certificates ready.
Stop starting from scratch.
Your policies, company details, and supporting documents stay together. Find an answer in the fine print, pick up an open request, and give your team less to chase down next time.
ACME’s customer requires $2M in liability coverage.
- 01
The company shares the need
A customer requirement and current policy go into the submission. Whether subcontractors will work on the project is still an open question.
- 02
Spot reviews the gap
The team flags the current $1M limit and coordinates broker proposals for the requested $2M.
- 03
ACME reviews the proposal
Spot helps compare the proposal and remaining conditions. Selecting a quote does not bind coverage.
- 04
Proof follows the final policy
Only after the finalized policy supports the coverage can Spot help prepare the certificate. A certificate cannot add coverage.
Spot overview
How Spot helps you spend less on insurance and less time managing it, with a human insurance team and transparent flat-fee pricing.