Spot for Startups
We get you ready for the customer contract, lease or new hire in front of you, from the first quote to the certificate.
Forward the customer contract, lease or investor request. Spot reads the insurance clause, compares it with what you carry and tells you what’s missing.
General liability insurance
Orbit Software · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Your Spot team collects what you do, where employees work, what data or property you hold and what the customer asked for, and prepares the submission.
Spot runs the same scenarios through every proposal brokers bring back: a missed deliverable, a data incident, downtime and a claim against management.
General liability insurance
Coverage limits · Policy terms
Orbit Software
Post the customer’s request in your shared Slack channel. We get the certificate of insurance ready and, if the customer wants to be named on your policy, ask your broker for the endorsement.
TaylorOrbit Software
Certificate of insurance
Orbit Software
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
An enterprise customer asks for tech E&O and cyber before kickoff.
Pilots, leases and shipped units bring property and liability questions.
A hire in a new state raises workers’ compensation questions there.
A financing discussion or board change brings D&O into view, and if the company depends on one founder, key person life insurance may come up too.
Group health coverage is its own decision, separate from liability insurance, with plan costs and networks to compare.
The policies companies like yours are usually asked for, and when each one comes up.
Customers or other visitors come to your workspace, or your team performs work at a customer site.
A software, hosted service, integration, or implementation error could cause a customer financial loss.
Your company holds customer or employee data, depends on its network, or could incur costs after a cyber incident.
A financing discussion, board change, or investor request raises questions about claims alleging management decisions.
You hire an employee who works remotely or in a state where the company has not operated before.
You sign a lease, keep equipment or inventory at a site, or hold property belonging to someone else.
Employer health benefits give eligible staff access to medical care through a group plan or another employer arrangement. When setting a budget or renewing, compare eligibility, provider networks, employee contributions and total cost.
Key person insurance pays the business, not the person’s family, when a founder, partner or employee it relies on dies. Disability, overhead expense and buyout funding are separate products to discuss on their own.
Get quotes from 50+ startup insurance providers with Spot.
Match each item in their clause, from entity and coverage to limits and dates, to your policies before you tell them the request is met.
Ask how technology E&O defines your services and what it says about missed deliverables and downtime.
Ask whether cyber terms address your cloud vendors, response vendors, interruption and waiting periods.
Schedule the site, improvements, equipment, inventory and property of others at accurate values.
Workers’ compensation depends on where each employee works, their duties and payroll, not only where the company was formed.
Ask who would qualify as an insured person and which management claims the D&O form names.
Also known as startup business insurance, startup company insurance, tech startup insurance, insurance for startups, venture-backed startup insurance and early-stage startup insurance.
Get quotes from 50+ startup insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
