Spot for Tech E&O Insurance
We describe every service you sell to insurers, check tech E&O quotes against your customer contracts and keep proof ready for the next MSA.
Your Spot team writes up what you sell and how it earns revenue, from programming and consulting to hosting, integration and installation, along with your quality-control and security practices, subcontractors and any past incidents.
Send the customer contract. Spot checks its insurance clause, limitation-of-liability language and any promises about service levels against your policy and tells you what doesn’t line up.
Technology errors and omissions (E&O) insurance
Orbit Software · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We work with brokers to take your submission to market, then compare each proposal’s each-claim and aggregate limits, retention, whether defense costs eat into the limit, the activities named and how a broken contractual promise is treated.
Technology errors and omissions (E&O) insurance
Professional services · Claims-made terms
Orbit Software
When a customer’s vendor team asks for a certificate showing tech E&O and cyber limits, ask in Slack and your Spot team gets one ready with both policies on it.
TaylorOrbit Software
Certificate of insurance
Orbit Software
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
A bad release can take down a customer’s billing or ordering, and their claim is for lost revenue rather than injury or damaged property.
Downtime can turn into service-credit demands and damages claims, and your contracts decide how much you’ve promised.
When an installation takes a customer’s shop offline, the quote has to name installation and integration work as well as software.
You build and advise on systems you don’t own, so a missed deliverable is the claim you most need to price.
The master services agreement asks for tech E&O at a set limit, often alongside cyber, before the contract is signed.
What each industry usually faces, and where Spot fits in.
You sell a hosted dashboard, API, connector, or analytics platform under a service commitment.
Vehicle behavior depends on software, remote updates, diagnostics, or a data service sold with the hardware.
You provide order handling, exchange connectivity, trading software, data feeds, or operational technology to another firm.
You contract to provide software, device integration, hosted features, or technical services.
Customers rely on your app, recommendations, integrations, or service uptime to make health-related decisions.
Customers rely on route planning, remote piloting, analytics, or software controlling aircraft behavior.
A customer or financial institution relies on your software, integrations, calculations, routing, or service delivery.
A provider relies on your software for records, scheduling, billing, diagnostic workflows, or patient-facing services.
Customers rely on your hosted platform, API, network, or implementation commitments.
An insurer, agency, or customer relies on your quoting, rating, policy-administration, claims, or data software.
You sell automated matching, assessments, or a hiring platform as a technology service.
You sell document automation, matter management, research, or other legal software.
Get quotes from 30+ tech E&O insurance providers with Spot.
Their MSA names the coverage and limits you have to carry. Find the gaps while the contract is still open for comment.
A policy written for software development may not include hosting or installation. Add the new work before a customer relies on it.
Check the retroactive date and claims-made reporting terms so work you delivered under the old policy isn’t left uninsured, and ask about an extended reporting period.
Contractors now write code or install hardware for you. Tell the insurer whose work it is, so the quote describes how you actually deliver.
Revenue, customers and services have grown since you bought the policy. Update the description and take it to market instead of renewing on old figures.
Also known as technology errors and omissions insurance, tech errors and omissions insurance, technology E&O insurance, technology professional liability insurance and software errors and omissions insurance.
Get quotes from 30+ tech E&O insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
