Spot for Consumer Health and Wellness Companies
Before you launch an app, wearable or home test, we get quotes through brokers and compare them with you on more than price.
Your Spot team writes down your actual product claims, intended users, data flows, vendors and launch channels, and lists kits or devices apart from the software.
We record who collects, stores, receives and shares health information, including analytics and hosting vendors, then compare cyber proposals on vendor-held data, response costs and customer claims.
Cyber liability insurance
Incident response · Business interruption
Orbit Software
When a retailer, employer or health plan partner sends a security questionnaire or insurance requirement, Spot checks it against your policies and helps you respond.
Cyber liability insurance
Orbit Software · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Adding clinicians, a test or medical recommendations changes your exposure. Tell your Spot team in Slack and we take the change to your broker before it launches.
# spot-support
TaylorOrbit Software
RileySpot
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Your app collects or infers health information, and the FTC says its Health Breach Notification Rule applies to most health apps.
You ship physical products to consumers, alongside the software that reads them.
A test adds a kit, a specimen workflow and a result claim, and possibly a lab or clinician relationship.
Customers make health decisions based on your recommendations and expect the service to be available.
The policies companies like yours are usually asked for, and when each one comes up.
Your app collects, infers, stores, or shares health information, or a vendor handles that data for you.
Customers rely on your app, recommendations, integrations, or service uptime to make health-related decisions.
You ship a wearable, home-use device, sample kit, or other physical product, or host in-person events.
A product issue could lead you or a customer to stop sales, notify consumers, or withdraw a kit or device.
Get quotes from 50+ consumer health insurance providers with Spot.
Map what you collect, infer and share, and which vendors hold it, before comparing cyber terms.
A test follows its own regulatory pathway based on purpose and risk. Describe it separately from the app in your application.
Ask how the proposed liability wording treats your product, sales territories and advertising claims.
Ask whether a recall form is available and which notification, shipping and replacement costs it includes.
Update the operating description, since care and recommendations raise professional liability questions an app policy may not address.
Also known as health and wellness company insurance, wellness brand insurance, health app insurance, wellness app insurance, wearables company insurance and fitness app insurance.
Get quotes from 50+ consumer health insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
