Spot for Manufacturing and Robotics Companies

Get quotes from 50+ manufacturing and robotics insurance providers with Spot

We get quotes for the machines you build, integrate or run, and help you buy before the next pilot or customer contract.

Get StartedHow It Works

Coverage ready before a pilot or customer contract starts
Product liability, tech E&O and cyber compared together
Keep your broker or switch, with no commissions on premiums

A robotics engineer adjusts the gripper on a collaborative robot arm.

How Spot helps Manufacturing and Robotics Companies

Tell us what you build and install

Your Spot team writes up your machines, software-controlled features, installation work, customer-site tasks and the point where the customer takes control, so brokers see your real exposures instead of treating every role as one.

Alder ManufacturingOrganized by Spot

AIG

Alliance Risk

Amelia Risk

Read the pilot agreement before you sign

Send the pilot or master services agreement. Spot checks its insurance clause, from product and completed-operations limits to tech E&O, cyber and additional insured wording, against your policies and flags the gaps.

Product liability insurance

Alder Manufacturing · Policy review

Policy wording: Coverage limits
Compare with: Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare quotes on injuries, faults and breakdowns

We work with brokers to take your submission to market, then ask how each proposal treats a shipped machine injuring someone, a software fault halting a customer’s line, a cell breaking down and equipment damaged in transit.

Get a certificate before equipment ships

Customers and distributors want a certificate before a unit leaves your floor. Ask in Slack and your Spot team gets it ready from your policies.

How buying insurance works for Manufacturing and Robotics Companies

Company profile
Operations
Locations
Current policies
Contracts
01
Tell us about your business
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
02
We write up your application
Spot turns it into an application that describes your business the way insurers need to see it.
Quotes requested
Sent
Insurance companyQuoting
Specialist insurerQuoting
Wholesale marketQuoting
03
We get quotes from insurers
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
04
Compare your quotes
We put the quotes side by side on limits, exclusions and terms as well as price.
05
Buy your policy and get certificates
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Manufacturing and Robotics Companies we help

Robot and machine manufacturers
A machine you ship can injure someone or damage property long after delivery, and customers ask about product liability before they buy.
Integrators
You install and commission cells on customer sites, so your completed work, customer-owned equipment and your crew’s duties all need describing.
Operators
You run robots in your own facility or as a service, with machines, controllers and production time to protect.
Hardware startups heading into pilots
Your first pilot agreement asks for liability, tech E&O and sometimes cyber, with the customer named on your policy.

Insurance Manufacturing and Robotics Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

Product liability
A shipped machine or completed integration could injure someone or damage another party’s property.
Technology errors and omissions (E&O)
Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review.
Cyber liability
Cyber insurance can help pay covered response costs and claims against your business after a cyber incident. If your business relies on data, software or outside providers, compare response limits, vendor outages and approval rules.
Commercial property
You lease a workshop or factory, install production machinery, or hold prototypes, parts, and customer property.
Equipment breakdown
A machine, robot, controller, or test cell failure could interrupt production or commissioning.
Tools, equipment and inland marine
Tools, test rigs, or customer machines move between your site, integrator, and pilot location.
Workers’ compensation
Employees service machines, teach operators, clear jams, or commission robot cells.
Product recall
A safety or defect concern could lead you to locate, retrieve, or repair installed units.

Insurers that quote Manufacturing and Robotics Companies

Get quotes from 50+ manufacturing and robotics insurance providers with Spot.

AIG
Alliance Risk
Amelia Risk
Aon
At-Bay
Beazley
Berkshire Hathaway Specialty Insurance
And many more

When Manufacturing and Robotics Companies need insurance

01
A pilot or customer contract sets insurance requirements
The agreement can require product liability, tech E&O and cyber before the pilot starts, and ask for the customer to be named as an additional insured.
02
You’re shipping or installing equipment off-site
Tools, test rigs and customer machines moving between your shop, an integrator and a pilot site raise transit and installation questions your property policy may not answer.
03
You’re leasing a shop or installing production machinery
Schedule building interests, installed machines, prototypes, spare parts and customer-owned property at accurate values and locations before you buy property coverage.
04
Your team services robots at customer sites
Programming, troubleshooting, jam clearing and commissioning belong in your operations description and worker classifications. Leaving them out makes the quote describe a different business.
05
You’re worried about a defect in installed robots
Ask now whether a recall-expense form is available for your machines and which inspection, retrieval, repair and replacement costs it includes.

Questions from Manufacturing and Robotics Companies

Also known as manufacturing insurance, manufacturer insurance, manufacturers insurance, manufacturing company insurance, insurance for manufacturers, robotics insurance, robotics company insurance and robotics startup insurance.

Is robotics insurance different from manufacturing insurance?

They overlap. A manufacturer needs product liability, property, equipment breakdown and workers’ compensation; robotics adds tech E&O for software and integration, and often cyber for connected machines. Spot describes whether you make, integrate or operate.

Does commercial property cover a robot breaking down?

Not automatically. Property forms can exclude machinery breakdown, which an equipment breakdown form may address for named machines. Spot checks whether each quote names your robots, controllers and production line.

Does product liability cover errors in our integration or software?

Not necessarily. Products and completed-operations terms address injury and property damage; they don’t establish coverage for integration errors or a customer’s financial loss. Spot asks brokers how each proposal describes your work and compares tech E&O alongside it.

Do we need cyber insurance if we sell hardware?

If your machines connect to a customer’s network or you hold customer data, a customer may require it and their security questionnaire will ask. Spot compares cyber proposals with tech E&O so the two fit together.

What should we send before we get quotes?

Machine layout and installed values, work instructions, employee and subcontractor roles, what you ship and where, and any pilot or customer agreements. Your Spot team turns them into the submission.

Can we keep our current broker?

Yes. Spot works alongside your broker and takes no commissions on premiums. You can also switch to a broker who places more hardware and robotics business.