Spot for Cyber Insurance
We write up your security for insurers, compare cyber quotes on more than price and check them against what your customers require.
Your Spot team lists your systems, the data you hold and the outside services you depend on, then writes up your backups, access controls, software updates, staff training and incident-response plan as you actually run them.
As brokers bring back cyber proposals, we set out each proposal’s overall limit, the separate limits for response, recovery, interruption and liability, and what you pay before coverage responds. The same headline limit can leave very different amounts for the incident you’re worried about.
Cyber liability insurance
Incident response · Business interruption
Maple Market
Send the contract or vendor questionnaire. Spot compares the cyber coverage it asks for with your policy and flags what’s missing before procurement does.
Cyber liability insurance
Maple Market · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Ask in your shared Slack channel who your policy says to contact after an incident, which response firms you can use and whether spending needs the insurer’s approval. The Spot agent answers from your policy wording.
# spot-support
JordanMaple Market
RileySpot
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
A stolen database can mean investigators and response costs right away, and customer claims months later.
If your ordering or booking platform goes down, sales stop, and the interruption terms decide what lost income the policy can replace.
Your payroll, hosting and payment providers hold your data, so their incident can quickly become your problem.
Procurement sends a security questionnaire and a contract clause asking for cyber coverage before you’re approved.
A spoofed invoice is a theft question, and a cyber policy may not cover money you send to a fraudster.
What each industry usually faces, and where Spot fits in.
You ingest customer or employee data, grant vendor access, or link to multiple systems.
You collect customer accounts, purchase histories, payment details, or loyalty data.
You store investor or portfolio data or depend on outside administrators, custodians, or cloud services.
You store customer information, run a network-dependent service, or use vendors with access to data.
The firm holds customer or market information, operates a trading system, or relies on a material technology provider.
A companion app or cloud service stores accounts, telemetry, payment, or location data.
Your platform holds borrower applications, identity data, account credentials, or information handled for a financial institution.
Your app collects, infers, stores, or shares health information, or a vendor handles that data for you.
You collect customer accounts, payment details, location data, or other personal information.
You store subscriber, creator, campaign, payment, or audience data.
Borrower applications, identity data, payment records, credentials, or vendor access are part of the product.
Prototype integration or continuing support involves contract data, connected equipment, or remote access to customer systems.
Get quotes from 50+ cyber insurance providers with Spot.
The clause or security questionnaire sets the coverage a vendor has to carry. Check it against your policy before you sign the contract.
A new product, signup flow or payment process puts records in your systems. Describe the change so the quote reflects the data you now hold.
Ask whether your policy reaches incidents at vendors that hold your data, and whether its geographic scope fits where they operate.
Your systems, vendors and controls have changed since last year. Update the description, then compare triggers, reporting deadlines and retroactive dates before you accept the renewal.
Also known as cyber liability insurance, cybersecurity insurance, cyber security insurance, cyber risk insurance, data breach insurance and ransomware insurance.
Get quotes from 50+ cyber insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
