Spot for Consumer Brands
We put your products, stock and sales channels in one application, compare quotes with you and help you buy before a retailer deal.
Your Spot team builds the submission from your product families, suppliers, sales territories, locations and peak inventory, including stock held at a contract manufacturer, fulfillment center or pop-up.
Send the vendor agreement or lease. Spot compares its required limits and additional insured wording with your coverage and tells you what has to change before you sign.
Product liability insurance
Maple Market · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Once your broker has taken the submission to market, Spot lays out how each proposal treats your products, stock at other sites, goods in transit and customer data, right next to the premium.
Product liability insurance
Coverage limits · Policy terms
Maple Market
A new product, supplier, state or delivery service can change the questions a quote has to answer. Tell your Spot team in Slack and we bring the change to your broker.
# spot-support
JordanMaple Market
RileySpot
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
You sell online, ship from a fulfillment center and hold customer accounts and payment details, so product liability, stock in transit and cyber all come up at once.
A retailer’s vendor agreement sets product liability limits and asks to be named on your policy before your first purchase order ships.
Products you bring in or resell can still lead to an injury claim against you, and insurers want to know your role for each product family.
Customers walk through your door, your lease has an insurance clause, and your stock and fixtures sit at that address.
The policies companies like yours are usually asked for, and when each one comes up.
You manufacture, import, distribute, or sell a product that could injure someone or damage their property.
You open a shop, showroom, studio, kitchen, or event to customers, vendors, or other visitors.
You lease space or keep stock, fixtures, production equipment, or samples at a business location.
Inventory, samples, tools, or display equipment travel to a warehouse, trade show, retailer, or customer.
You hire employees or have staff working in new states.
You collect customer accounts, payment details, location data, or other personal information.
Get quotes from 50+ consumer brand insurance providers with Spot.
Add the product family, components and sales territories to the submission so product liability names what you actually sell.
Check the requested limits and endorsement wording against your policy before you promise a certificate.
The landlord’s clause, the address and your contents value all need to match what you buy.
Peak stock at your own site and at third-party warehouses should appear in the property schedule at accurate values.
Workers’ compensation depends on who employs each person and the states they work in, so line those up before you ask for quotes.
Also known as consumer brand insurance, consumer products insurance, consumer goods insurance, CPG insurance, DTC brand insurance and direct-to-consumer brand insurance.
Get quotes from 50+ consumer brand insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
