Spot for General Liability Insurance
We get your general liability quotes, help you buy the right one and have certificates ready when a landlord or customer asks for proof.
Your Spot team collects your operations, locations, off-site work, products and current policy, along with the sales, payroll or floor-area figures insurers price on, and turns them into a submission.
We work with brokers to take your submission to market, then line up each proposal’s per-occurrence limit, aggregates, defense terms, insureds and exclusions so you know what you’re buying before you bind.
General liability insurance
Coverage limits · Policy terms
Maple Street Co.
Send the lease or contract. Spot checks the required limits and additional insured wording against your policy and flags anything that needs an endorsement or a higher limit.
General liability insurance
Maple Street Co. · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
When a landlord or customer asks for proof of insurance, ask in your shared Slack channel. Your Spot team prepares the certificate from your policy and works with your broker on any endorsement it needs.
AlexMaple Street Co.
Certificate of insurance
Maple Street Co.
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Landlords usually require general liability and ask to be added as an additional insured before you get the keys.
Your work happens on someone else’s property, and customers want proof of coverage before you start.
Vendor onboarding asks for a certificate of insurance with set limits before the first invoice clears.
Claims can arrive after a product leaves your hands, so the products and completed-operations aggregate matters as much as the headline limit.
A visitor tripping in your reception is the claim general liability was built for.
What each industry usually faces, and where Spot fits in.
Customers visit a showroom, pop-up, salon, studio, or brand event.
Customers, vendors, or investors visit your shop, or your staff performs work at a customer facility.
A customer contract, office lease, demo, or onsite project raises visitor-injury or third-party property-damage questions.
You begin work at a customer site, bring visitors to a worksite, or sign a contract that asks for liability limits or endorsements.
You operate customer-facing offices, invite visitors, or sell a physical product with the financial service.
You ship a wearable, home-use device, sample kit, or other physical product, or host in-person events.
You open a shop, showroom, studio, kitchen, or event to customers, vendors, or other visitors.
You host a production, shoot, event, studio visit, or in-person creator activation.
A prime clause or subcontract flow-down asks for bodily-injury liability during prototype testing, site integration, or post-acceptance support.
You fly commercial missions over customer sites, perform demonstrations, or send staff onto a site.
You operate a wet lab, host sponsor visits, or send staff to a customer or study site.
You operate a school, tutoring site, lab, event, or campus service where students, families, customers, contractors, or other visitors may be present.
Get quotes from 45+ general liability insurance providers with Spot.
The lease sets liability limits and names the landlord as an additional insured. Check the clause before you sign, while there’s still time to adjust the policy or the lease.
Their vendor requirements name limits and wording your current policy may not meet. Finding out early keeps the deal from stalling at onboarding.
Your revenue, payroll or locations changed since last year. Update the figures insurers price on and compare the market again instead of accepting the renewal as sent.
Confirm the policy still names every business and premises you operate. A new subsidiary or site isn’t always picked up on its own.
You’re opening to customers, starting site work or signing your first contract, and the coverage has to be in place before the work begins.
Also known as commercial general liability insurance, CGL insurance, GL insurance, business liability insurance and public liability insurance.
Get quotes from 45+ general liability insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
