Spot for Drone Companies

Get quotes from 50+ drone insurance providers with Spot

We get quotes for the missions you fly or the aircraft and software you build, then help you compare them before the next contract.

  • Aviation exclusions found before a customer flight
  • Aircraft, payloads and batteries scheduled by owner
  • Keep your broker or switch, with no commissions on premiums
A drone pilot holds a controller as a quadcopter lifts off a landing pad.

How Spot helps Drone Companies

Tell us your role in each flight

Your Spot team records whether you operate, manufacture, supply the payload or provide the software for each mission, plus your aircraft, pilots, locations and customer property.

Orbit SoftwareOrganized by Spot
Travelers
The Hartford
Chubb

Compare quotes on crashes, defects and errors

Brokers take your submission to aviation and general markets with our help, and Spot asks how every proposal handles a flight injury, a product defect, a service error and damage to an aircraft or payload.

Chubb
The Hartford
TravelersQuote request

General liability insurance

Coverage limits · Policy terms

Orbit Software

Check your policy before new missions

Before a new payload or flights over people, Spot checks whether the waiver conditions and operations you rely on appear in your policy terms, and flags any aviation exclusion.

General liability insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Get a certificate for the site owner

When a property owner or customer asks for a certificate before you fly, send the request in Slack with the flight date and site. Your Spot team works with your broker to get it issued.

TaylorOrbit Software

Can you help prepare proof of our general liability insurance?

Certificate of insurance

Orbit Software

Ready for your review

How buying insurance works for Drone Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Drone Companies we help

  • Drone service operators

    You fly commercial missions over customer sites, and general liability lists aircraft among its major exclusions.

  • Aircraft and payload makers

    You make, modify or integrate airframes, controllers or payloads that customers fly.

  • Flight software and analytics teams

    Customers rely on your route planning, remote piloting or data products to run their operations.

  • Fleets scaling up missions

    Flights over people, beyond visual line of sight or with multiple aircraft change what you need to describe.

Insurance Drone Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • General liability

    You fly commercial missions over customer sites, perform demonstrations, or send staff onto a site.

  • Product liability

    You make, modify, or integrate an aircraft, controller, payload, or flight-related component.

  • Technology errors and omissions (E&O)

    Customers rely on route planning, remote piloting, analytics, or software controlling aircraft behavior.

  • Tools, equipment and inland marine

    Aircraft, payloads, batteries, or ground stations travel to customer missions or test sites.

  • Commercial property

    You keep aircraft, batteries, or test equipment in a workshop or storage location.

  • Cyber liability

    Your fleet depends on customer data, remote command links, mapping, or cloud mission software.

Insurers that quote Drone Companies

Get quotes from 50+ drone insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Drone Companies need insurance

  • 01

    Your first paid mission is booked

    Give the broker the aircraft, pilot, operating area, people nearby, payload and customer property, and ask for the actual aviation terms.

  • 02

    You’re adding flights over people

    Establish the operating basis first. A waiver authorizes the operation; only the policy decides whether a loss is covered.

  • 03

    Aircraft travel to job sites

    List aircraft, payloads, batteries and ground stations by owner and value, and check terms during storage, transit, assembly and flight.

  • 04

    You’re launching mission software

    If customers rely on your planning or analytics, ask whether professional services wording addresses an error alongside a flight incident.

  • 05

    Your fleet depends on cloud command links

    Map mission data, remote links and vendors, then compare cyber terms for incident response and third-party claims.

Questions from Drone Companies

Also known as drone insurance, commercial drone insurance, drone company insurance, drone business insurance, drone operator insurance, drone manufacturer insurance, UAV insurance and UAS insurance.

Is commercial drone insurance one policy?

Usually not. Operators often need aviation liability and hull cover for the aircraft, while makers and software teams lean on product liability and tech E&O, and general liability can exclude aircraft. Spot sorts out which applies to your role.

If we comply with FAA small drone rules, are we insured?

No. FAA rules and waivers decide whether you may fly; the policy wording decides whether a loss is covered.

Does general liability cover a drone accident?

Don’t count on it. Aircraft is a major general liability exclusion, so Spot asks brokers for wording that addresses your aircraft and missions directly.

Does cyber insurance cover a crash caused by a lost link?

Cyber terms are customized and may address incident costs or third-party claims, but that doesn’t establish coverage for a flight loss. We ask each broker how their proposal treats it.

Which flight details should a drone operator send for quotes?

Send mission profiles, aircraft specifications, pilots, locations, customer property and any waiver conditions. We combine them into a single submission for brokers.

Can we keep working with our aviation broker?

Yes. Spot works alongside your aviation broker and takes no commissions on premiums. If they can’t place a new mission type, Spot can help you bring in another broker.

Get insurance off your to-do list.

Get quotes from 50+ drone insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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