Get quotes for the business insurance you need

Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

Also: commercial general liability insurance, CGL insurance and GL insurance

Product liability with Spot: a submission that states your supply-chain role, proposals compared on products aggregates and recall terms, and certificates ready.

Also: products liability insurance, products-completed operations insurance and product liability coverage

Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

Also: commercial umbrella insurance, business umbrella insurance and umbrella liability insurance

Liquor liability with Spot for bars, restaurants and caterers: your service practices described, proposals compared on limits and exclusions, proof ready.

Also: dram shop insurance, liquor insurance and alcohol liability insurance

Garage liability with Spot for repair and service shops: test drives and customer cars described, garagekeepers compared separately, renewals brought forward.

Also: garage insurance, garagekeepers insurance and garage keepers liability insurance

Medical malpractice with Spot: clinicians, procedures and telehealth described, claims-made dates checked, and tail coverage planned before you switch.

Also: malpractice insurance, medical professional liability insurance and medical liability insurance

Telehealth insurance with Spot: services, clinician licenses and patient locations described, and proposals checked for remote care, outages and cyber gaps.

Also: telehealth insurance, telemedicine insurance and telehealth malpractice insurance

Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

Also: cyber liability insurance, cybersecurity insurance and cyber security insurance

Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

Also: technology errors and omissions insurance, tech errors and omissions insurance and technology E&O insurance

Media liability with Spot for publishers, agencies and producers: your content and licenses described, proposals compared on rights and defense terms.

Also: media E&O insurance, media errors and omissions insurance and media insurance

Generative AI liability with Spot: we describe how you build or use AI, prepare for the insurer’s review and compare proposals with your cyber and E&O terms.

Also: AI liability insurance, generative AI insurance and artificial intelligence liability insurance

Intellectual property insurance with Spot: your rights and licenses described, customer indemnities checked, and defense and enforcement terms compared.

Also: IP insurance, IP infringement insurance and patent insurance

Crypto and digital asset insurance with Spot: custody, wallets and key controls mapped, and proposals compared on insured entity, theft, key loss and valuation.

Also: digital asset insurance, crypto insurance and cryptocurrency insurance

Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

Also: directors and officers insurance, D&O insurance and D&O liability insurance

Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.

Also: EPLI insurance, EPL insurance and employment practices insurance

Buy fiduciary liability with Spot: a prepared plan submission, proposals compared on insured plans, defense terms and exclusions, and your policy kept together.

Also: fiduciary insurance, ERISA fiduciary liability insurance and 401(k) fiduciary insurance

Buy management liability with Spot: a prepared submission, each coverage part compared across broker proposals, and your whole program kept together.

Also: management liability package, executive liability insurance and private company management liability insurance

Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

Also: professional liability insurance, errors and omissions insurance and E&O insurance

Buy commercial crime insurance with Spot: a prepared submission, proposals compared on theft, forgery and funds-transfer fraud, and your controls described clearly.

Also: commercial crime insurance, business crime insurance and social engineering fraud insurance

Get fidelity bonds with Spot: a prepared submission, proposals compared on who is covered, limits and discovery terms, and your documents kept together.

Also: employee dishonesty bond, employee theft insurance and fidelity insurance

Buy representations and warranties insurance with Spot: your deal documents prepared, buyer-side and seller-side proposals compared, and policy terms laid out.

Also: reps and warranties insurance, R&W insurance and RWI

Kidnap and ransom insurance with Spot: travel details prepared, kidnapping, extortion and detention compared, and policy conditions read before an incident.

Also: K&R insurance, kidnap, ransom and extortion insurance and kidnapping insurance

Buy venture capital asset protection with Spot: fund structure prepared for the market, VCAP components compared, and your program documents kept together.

Also: VCAP insurance, venture capital fund insurance and VC fund insurance

Commercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.

Also: business property insurance, commercial building insurance and commercial real estate insurance

Buy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.

Also: BOP insurance, business owners policy insurance and businessowners policy

Builders risk insurance with Spot: your project prepared for the market and proposals compared on covered property, policy period and deductibles.

Also: builder’s risk insurance, course of construction insurance and builders risk coverage

Equipment breakdown insurance with Spot: critical equipment listed by location, and proposals compared on repair, lost income, spoilage and deductibles.

Also: boiler and machinery insurance, machinery breakdown insurance and equipment breakdown coverage

Buy inland marine with Spot: your equipment inventory prepared, proposals compared on scheduling, valuation and territory, and policy documents kept together.

Also: contractor’s equipment insurance, equipment floater insurance and installation floater insurance

Get surety bonds with Spot: the obligee’s requirement matched to the right bond type, your financials prepared for the surety, and proposals compared.

Also: contractor bonds, performance bonds and bid bonds

Buy product recall insurance with Spot: your recall readiness prepared, proposals compared on triggers and covered costs, and policy documents kept together.

Also: recall insurance, product contamination insurance and contaminated products insurance

Contract frustration insurance with Spot: your international deal prepared for underwriters and proposals compared on triggers, retained risk and delivery stages.

Also: political risk insurance, contract repudiation insurance and contract frustration cover

Commercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.

Also: business auto insurance, commercial vehicle insurance and business car insurance

Hired and non-owned auto (HNOA) insurance with Spot: your team’s work driving and rentals described once, and proposals compared on limits, defense and who’s insured.

Also: HNOA insurance, hired and non-owned auto liability insurance and non-owned auto insurance

Trucking insurance with Spot for new authorities, fleet renewals and owner-operators: a prepared submission, compared proposals and certificates handled.

Also: commercial truck insurance, truck insurance and semi truck insurance

Cargo and transit insurance with Spot: routes, storage stops and load values in one submission, and proposals compared on valuation, limits and exclusions.

Also: cargo insurance, transit insurance and goods in transit insurance

Last-mile delivery insurance with Spot: vehicles, drivers and loads in one submission, and proposals checked for vehicle, cargo and handoff gaps.

Also: final-mile delivery insurance, courier insurance and delivery business insurance

Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

Also: workers’ comp insurance, workman’s comp insurance and workmen’s compensation insurance

Employee health benefits with Spot: workforce details prepared, plans compared on networks and total cost, and self-funding and stop-loss terms explained.

Also: group health insurance, employee health insurance and small business health insurance

Key person insurance with Spot: an amount you can explain, ownership and beneficiary set up for the business, and proposals compared on term and premiums.

Also: key man insurance, keyman insurance and key person life insurance