Spot for Cargo and Transit Insurance

Get quotes from 20+ cargo and transit insurance providers with Spot

We map your routes for brokers, compare cargo quotes on more than price and help you buy cover for every load you ship or carry.

  • Every road, air and water leg mapped before you quote
  • Limits and valuation checked against your largest loads
  • Keep your broker or switch, with no commissions on premiums
A shipping coordinator wraps a pallet of cartons in stretch film on a loading dock.

How Spot helps you buy Cargo and Transit Insurance

Tell us what you ship and where

Your Spot team describes your goods, typical and largest load values, routes and transport modes, storage locations, how you load and unload and how you secure unattended vehicles, then attaches your transport agreements.

Alder ManufacturingOrganized by Spot
Travelers
Chubb
AIG

Find out who has to insure the goods

Send your sales or transport contract. Spot checks who has to arrange insurance under the agreed terms, and whether you’re insuring goods you own or your responsibility for someone else’s, before anything goes to market.

Cargo and transit insurance

Alder Manufacturing · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare cover for each part of the trip

After brokers shop the submission, we show which legs and storage stops each proposal includes, its limits, valuation terms and deductible, and whether it excludes delay or loss of market.

AIG
Chubb
TravelersQuote request

Cargo and transit insurance

Coverage limits · Policy terms

Alder Manufacturing

Get proof of cargo coverage for a customer

A customer or logistics partner may want proof of cargo coverage before handing over a load. Ask in Slack, and your Spot team works with your broker to get the certificate ready.

MorganAlder Manufacturing

Can you help prepare proof of our cargo and transit insurance?

Certificate of insurance

Alder Manufacturing

Ready for your review

How buying Cargo and Transit Insurance works with Spot

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Is Cargo and Transit Insurance right for you?

  • Manufacturers and wholesalers shipping their own goods

    Your stock is exposed from the moment it leaves your floor, through every leg and stop on the way to the customer.

  • Exporters

    The shipping terms you agree with an overseas buyer decide who arranges cargo insurance, and a single sale can travel by water, air and road.

  • Carriers and logistics firms

    You answer for someone else’s goods under a transport contract, which is a different interest from owning them.

  • Shippers with seasonal or high-value loads

    One load can be worth far more than the usual, and the limit has to fit the largest one.

  • Shippers of refrigerated goods

    Underwriters ask how you handle refrigeration, and each proposal can treat a temperature-controlled load differently.

How Spot helps different industries with Cargo and Transit Insurance

What each industry usually faces, and where Spot fits in.

  • Aviation and Space

    Components, instruments, or customer payloads move between manufacturers, test sites, airports, or launch locations.

  • Supply Chain and Logistics

    The company takes custody of customer goods or arranges shipment through carriers and warehouses.

  • Therapeutics

    For an IND-regulated clinical investigation, you arrange movement of clinical supply or study materials between manufacturers, depots, sites, and couriers.

  • Transportation Services

    The company takes custody of goods or promises delivery between parties.

Insurers we get Cargo and Transit Insurance quotes from

Get quotes from 20+ cargo and transit insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • Berkshire Hathaway Specialty Insurance
  • Chubb
  • CNA
  • And many more

When to get Cargo and Transit Insurance

  • 01

    You’ve agreed a sale with an overseas buyer

    The shipping terms decide whether you or the buyer arranges cargo insurance. Confirm which before the goods leave.

  • 02

    You’re adding a warehouse or terminal stop

    Goods waiting between legs may fall outside the quote. Ask which storage locations and periods it includes.

  • 03

    You’ve signed a new transport contract

    The contract can change how much of a loss you bear and how the goods are valued. Hold it up against your limits and valuation terms.

  • 04

    Your loads are getting bigger

    A new product line or a seasonal peak can push your largest load past the cargo limit you bought for ordinary shipments.

Cargo and Transit Insurance questions

Also known as cargo insurance, transit insurance, goods in transit insurance, motor truck cargo insurance, freight insurance, marine cargo insurance and shipping insurance.

Does cargo insurance pay if a shipment arrives late?

It may not. Delay and loss of market can be excluded even when physical damage to the goods is covered. Spot checks each proposal’s wording on delay.

Is the truck covered under cargo insurance?

No. Cargo protection concerns the goods. Physical damage to the truck carrying them is a separate coverage, which Spot can compare alongside.

Will cargo insurance help if an overseas buyer doesn’t pay?

No. Nonpayment is a trade-credit insurance question, a different risk from physical loss. Spot keeps the two comparisons separate.

I’m a carrier. How is my cargo cover different from a shipper’s?

You’re insuring your responsibility for someone else’s goods under a transport contract, not goods you own, which trucking companies usually insure as motor truck cargo. Spot states that interest in your submission so proposals match it.

Which shipment details do brokers need for a cargo quote?

They need a description of the goods, your typical and largest load values, routes and modes of transport, storage locations, how you load, unload and secure vehicles, any refrigeration, and your transport or sales agreements.

Get insurance off your to-do list.

Get quotes from 20+ cargo and transit insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

Get Started