Spot for Mobility and Delivery Companies
We line up auto and cargo quotes for your drivers and deliveries, compare them on more than price and keep renewals on track.
Your Spot team lays out each stage from app availability through matching, pickup, handoff and logout, and marks which entity controls it and who supplies the insurance.
Spot puts vehicle coverage and goods in transit in separate columns when proposals come back from brokers, so a strong auto quote doesn’t hide a gap in cargo.
Commercial auto insurance
Vehicles · Drivers · Liability limits
Orbit Logistics
Before you promise limits to a merchant or partner, send the contract. Spot checks the requirement against your policies and flags any difference.
Commercial auto insurance
Orbit Logistics · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Merchants, venues and depot landlords ask for proof of insurance. Send the request in your Slack channel and we’ll get the certificate ready for that partner.
JamieOrbit Logistics
Certificate of insurance
Orbit Logistics
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Coverage questions change as a driver logs on, accepts a trip and picks up a rider, and California’s regulator splits ride-hail trips into insurance periods.
You take custody of goods between parties, so you need to know when your responsibility starts and ends, and whether a last-mile policy covers the packages as well as the vehicle.
You own or lease the vehicles your drivers use, and each unit, driver and use needs to be on the commercial auto quote.
When employees or contractors use personal or rented vehicles for your work, ask how hired and non-owned auto would respond.
The policies companies like yours are usually asked for, and when each one comes up.
Your business owns, leases, arranges, or relies on vehicles for passenger trips or deliveries.
Last-mile delivery insurance is not one standard policy: vehicle liability, vehicle damage and cargo protection can be separate. If your staff deliver orders in company, rented or personal vehicles, check each vehicle, cargo and worker-injury exposure in the quote.
Drivers or employees use rented or personally owned vehicles for company work.
The company takes custody of goods or promises delivery between parties.
You operate pickup areas, depots, events, or other customer-facing locations.
You store driver or passenger location, identity, payment, or safety incident records.
Get quotes from 50+ transportation services insurance providers with Spot.
Rules differ by state and by service type. Map your trip flow and drivers there before you go live.
A new matching or handoff flow can move a trip between coverage periods. Update the timeline the quote relies on.
Owned and leased units, their drivers and their use all go into the commercial auto submission.
Record who owns the goods, declared values, routes, carriers and handoff points for the cargo quote.
Compare their requirement with your auto and cargo limits, and price the difference before you agree.
Also known as rideshare company insurance, delivery company insurance, delivery business insurance, courier insurance, courier company insurance and mobility company insurance.
Get quotes from 50+ transportation services insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
