Spot for Healthcare Providers

Get quotes from 50+ healthcare services insurance providers with Spot

We line up malpractice and practice coverage before you hire a clinician, open a clinic or launch telehealth, then keep renewals on track.

Get StartedHow It Works

Malpractice proposals checked for each clinician and specialty
Clinic, telehealth and home-visit work described separately
Keep your broker or switch, with no commissions on premiums

A clinic coordinator hands a clipboard to a patient across a reception counter.

How Spot helps Healthcare Providers

List every clinician and service

Your Spot team records each clinician’s specialty, procedures, work arrangement and care location, plus the entities that employ or contract them.

See who each malpractice quote covers

Brokers take your submission to market, and Spot lines up which clinicians, entities and services each proposal names, whether it’s claims-made, and what reporting extension it offers.

Check facility and customer contracts

When a facility or customer contract sets limits or asks for a certificate, Spot checks the named entities, clinician roles and locations against your policies before the certificate goes out.

Medical malpractice insurance

Willow Care · Policy review

Policy wording: Coverage limits
Compare with: Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Ask us before you hire or expand

Message your Spot team in Slack before you hire, add a location or bring on a new vendor, and they’ll flag what the change means for your policies.

# spot-support

CaseyWillow Care

What do we need to request medical malpractice insurance quotes?

RileySpot

Let’s prepare the information for your broker and compare the terms, not just the price.

How buying insurance works for Healthcare Providers

Company profile
Operations
Locations
Current policies
Contracts
01
Tell us about your business
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
02
We write up your application
Spot turns it into an application that describes your business the way insurers need to see it.
Quotes requested
Sent
Insurance companyQuoting
Specialist insurerQuoting
Wholesale marketQuoting
03
We get quotes from insurers
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
04
Compare your quotes
We put the quotes side by side on limits, exclusions and terms as well as price.
05
Buy your policy and get certificates
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Healthcare Providers we help

Clinics and group practices
You lease a clinic, see patients and employ clinical and support staff, so premises, malpractice and workers’ compensation questions all apply.
Telehealth providers
Clinicians and patients sit in different states, and vendors handle your records and calls.
Home and mobile care
Staff drive to patients’ homes, carry equipment and work away from a single site.
Practices adding specialties
A new specialty or procedure changes what your malpractice coverage needs to name.

Insurance Healthcare Providers usually carry

The policies companies like yours are usually asked for, and when each one comes up.

Medical malpractice
You hire or contract clinicians, add a specialty, or take responsibility for patient care.
Virtual care and telehealth
Telehealth liability can cover claims arising from remote health care, such as a video visit or remote monitoring. If you provide care online, match the quote to your clinicians, services and patient locations; cyber and in-person risks need separate review.
General liability
You lease a clinic, welcome patients or visitors, or provide services at a customer’s facility.
Cyber liability
Your clinicians or vendors store, access, or transmit patient information through scheduling, records, or telehealth systems.
Workers’ compensation
You hire clinical, support, or operations employees or have staff working across state lines.
Commercial auto
Staff drive between care locations, make home visits, transport equipment, or use vehicles for business.

Insurers that quote Healthcare Providers

Get quotes from 50+ healthcare services insurance providers with Spot.

AIG
Alliance Risk
Amelia Risk
Aon
At-Bay
Beazley
Berkshire Hathaway Specialty Insurance
And many more

When Healthcare Providers need insurance

01
You’re hiring your first clinician
Ask which people and entities the malpractice forms name, and check claims-made dates and reporting extensions.
02
You’re opening a clinic
Add the address, services, equipment, staff and patient flow so premises, care, data and employee exposures are each quoted.
03
You’re launching telehealth
List where clinicians are licensed, where patients are located and which vendors handle records or calls, and ask whether the quote covers professional liability for remote care.
04
Staff make home visits
Describe owned, rented and employee vehicles used for care, and confirm drivers and limits on the auto quote.
05
You have one employee in California
California requires workers’ compensation even with one employee. Check every other state where people work.

Questions from Healthcare Providers

Also known as healthcare services insurance, healthcare provider insurance, medical practice insurance, physician practice insurance, clinic insurance and medical clinic insurance.

What does medical practice insurance usually include?

Malpractice for your clinicians is the core, with general liability for the premises, cyber for patient records, workers’ compensation for staff and auto if you send people to patients. Telehealth adds its own questions. Spot builds the list from who provides care and where.

Does a malpractice policy cover every clinician in the practice?

Don’t assume it does. Spot checks which clinicians, entities and services each proposal names before you bind.

Does general liability cover a patient’s claim about care?

No. General liability handles premises and certain third-party injuries. Care decisions are a malpractice question.

Do our scheduling and telehealth vendors affect our cyber insurance?

Yes. Vendors that handle patient information are part of your cyber review. We map them before comparing incident costs, customer claims and sublimits.

Which records should our practice send?

Send your clinician roster with specialties, your locations and services, staff and payroll by state, any vehicles used for care, and the vendors that handle patient data.