Spot for Medical Malpractice Insurance

Get quotes from 10+ medical malpractice insurance providers with Spot

We get malpractice quotes for you or your practice, compare them with you and keep your coverage continuous when you switch jobs or insurers.

  • Practice, clinicians and contractors checked for insured status
  • Claims-made and retroactive dates reviewed before you bind
  • Keep your broker or switch, with no commissions on premiums
A physician writes on a clipboard beside an exam table.

How Spot helps you buy Medical Malpractice Insurance

Describe the care you give

Your Spot team gathers clinician and practice details, specialties, procedures, locations, telemedicine work, prior insurance and retroactive dates, claims history and patient-safety measures.

Willow CareOrganized by Spot
Beazley
CNA
Corgi

Check who the policy insures

Spot compares each proposal with your roster, from the practice entity to employed clinicians, staff and contractors, and shows whether they share a limit.

Medical malpractice insurance

Willow Care · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare limits and who controls your defense

We work with brokers to take your submission to market, then line up each proposal’s per-incident and total limits, whether defense costs sit inside them, who controls your defense and whether the insurer needs your consent to settle.

Corgi
CNA
BeazleyQuote request

Medical malpractice insurance

Coverage limits · Policy terms

Willow Care

Plan ahead when you switch or leave

Your policies and retroactive dates stay together in Spot. When you change insurers or leave practice, we bring the tail or prior-acts question forward while your current policy is still in force.

CaseyWillow Care

What do we need to request medical malpractice insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

Medical malpractice insurance policy

Coverage terms · Limits

How buying Medical Malpractice Insurance works with Spot

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Is Medical Malpractice Insurance right for you?

  • Independent clinicians

    A claim about your care names you, so the policy has to follow your actual specialty, procedures and locations.

  • Group practices and clinics

    The practice, employed clinicians and contractors may all need insuring, and a shared limit means one claim can reduce what’s left for the rest.

  • Telehealth providers

    Remote care belongs in the description of your services, and the policy should say it’s included.

  • Clinicians changing jobs or retiring

    A claim about earlier care can arrive after you leave, so tail or prior-acts coverage needs settling before the old policy ends.

How Spot helps different industries with Medical Malpractice Insurance

What each industry usually faces, and where Spot fits in.

  • Healthcare Providers

    You hire or contract clinicians, add a specialty, or take responsibility for patient care.

  • Healthcare

    You begin treating patients, add a clinical specialty, hire clinicians, or take responsibility for care decisions.

Insurers we get Medical Malpractice Insurance quotes from

Get quotes from 10+ medical malpractice insurance providers with Spot.

  • Beazley
  • CNA
  • Corgi
  • Counterpart
  • Harper
  • Heffernan Insurance Brokers
  • HUB International
  • And many more

When to get Medical Malpractice Insurance

  • 01

    You’re opening a practice

    Decide early whether the practice, its clinicians and any contractors will be insured together, and at what limits.

  • 02

    You’re moving your malpractice to a new insurer

    Ask about prior-acts or tail coverage while your current policy is still active, so earlier care doesn’t fall between the two.

  • 03

    You’re retiring or leaving a group

    Claims about past patients can still arrive. Sort out tail coverage before the policy ends.

  • 04

    You’re adding telehealth or a new procedure

    Confirm the policy includes the new service and any new location before you start offering it.

  • 05

    You’ve brought on clinicians or contractors

    Find out whether they’re insured under your policy or need their own, and whether they draw on your limit.

Medical Malpractice Insurance questions

Also known as malpractice insurance, medical professional liability insurance, medical liability insurance, healthcare professional liability insurance and physician malpractice insurance.

What’s the difference between occurrence and claims-made?

Occurrence wording looks to when the care took place. Claims-made wording also looks to when the claim is made or reported, and to a retroactive date. Spot checks those dates in every proposal.

Do I need tail coverage?

If you’re changing insurers or leaving practice, ask about tail or prior-acts coverage before your policy ends, especially on claims-made coverage. Spot raises it ahead of time.

Does malpractice insurance pay for my defense?

Medical professional liability, as insurers often call it, can pay defense costs for a covered claim as well as damages. Whether those costs reduce your limit depends on the policy, so Spot compares it across quotes.

Does malpractice cover a fall in our waiting room?

An injury on your premises that isn’t about patient care belongs in the general liability discussion. Spot reviews malpractice alongside general liability, cyber and employment coverage so they fit together.

Can the broker who placed my current policy stay involved?

Yes. Spot works with them on your submission and the tail or prior-acts question, and takes no commissions on premiums. If you want a broker who knows your specialty better, you can switch.

Get insurance off your to-do list.

Get quotes from 10+ medical malpractice insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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