Compare Medical Malpractice Insurance Quotes

Compare medical malpractice insurance quotes with Spot

Malpractice quotes depend on who is insured, shared limits and how coverage dates work, so Spot sets those side by side.

Compare quotes from 10+ medical malpractice insurance providers

Get StartedHow It Works

Insured clinicians, staff and entities listed per quote
Occurrence, claims-made and tail terms compared
Keep your broker or switch, with no commissions on premiums

A physician writes on a clipboard beside an exam table.

How it works

Share your practice and the quotes

Send clinician details, specialties, procedures, locations, telemedicine work and earlier insurance, along with each proposal.

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We check who and what is insured

Spot compares each quote’s insured people and entities, its shared limits and whether the services it names match your practice.

Medical malpractice insurance

Willow Care · Policy review

Policy wording: Coverage limits
Compare with: Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Ask about coverage dates

Your Spot team explains each quote’s occurrence or claims-made timing, its retroactive date and the options when you change insurers or leave practice.

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Can you help compare our medical malpractice insurance options?

Let’s prepare the information for your broker and compare the terms, not just the price.

Medical malpractice insurance policy

Coverage terms · Limits

Choose and bind

Pick the quote that keeps your care covered. Your Spot team helps you bind it and keeps your coverage continuous.

Insurance documents

Quote comparison

Medical malpractice insurance

Coverage limits · Policy terms

Willow Care

What to compare

01
Insured people
Employed physicians, other clinical staff and contractors, and which of them each quote names.
02
The practice entity
Whether the practice itself is insured as well as the people in it.
03
Shared limits
Whether insureds share one limit, so a claim against one can affect the protection left for others.
04
Services described
Your specialties, procedures, locations and telemedicine work against what the policy covers.
05
Per-incident and total limits
The limit per medical incident against the total policy limit, and whether defense costs sit inside or outside them.
06
Defense control and consent
Who controls your defense and whether the insurer needs your consent to settle.
07
Coverage timing
For occurrence coverage, when the medical event must happen; for claims-made, when a claim must be made or reported and the retroactive date.
08
Tail or prior-acts coverage
What each quote offers if you change insurers or leave practice.

Differences to watch for

01
Limits shared with colleagues
One claim can reduce what’s left for the other people on the policy.
02
Dates that have to line up
Record when care took place, when the claim arrived and when you reported it. Reporting instructions matter under either structure.
03
Leaving practice or switching
Without tail or prior-acts coverage, later claims about earlier care can fall through the gap.
04
Risks a malpractice quote leaves out
Premises, patient data and employees need general liability, cyber and employment coverage.