What Is Beazley?
Beazley’s MediaTech combines technology E&O, media and cyber, while Execuguard offers separate or shared executive-risk limits; small businesses seeking a quick standard quote should compare digital carriers. 1,2,3,4
What Is Counterpart Insurance?
Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 6,7
What Is Medical Malpractice Insurance?
Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. 10,11,12,13
Key Differences in Medical Malpractice Insurance
Program Fit and Limits
Beazley describes professional liability as a module in its Virtual Care policy for telehealth providers and in a separate Life Sciences policy for larger organizations. Counterpart's Allied Medical & Healthcare product names allied-health classes and combines liability protection with coverage enhancements. A clinician, digital-care company and allied-health practice may therefore encounter different program structures; identify which Beazley program or Counterpart class fits the actual services performed. 4 5 8
How to Assess the Limits
Counterpart displays illustrative limit and retention figures for selected healthcare scenarios. Beazley's reviewed Virtual Care and Life Sciences pages list application brochures but publish no comparable malpractice limit or retention figures. Treat Counterpart's examples as illustrations, not a quote, and ask Beazley for the terms on the selected program. 4 5 8
What to Confirm in Medical Malpractice Insurance Quotes
Beazley and Counterpart Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Beazley Review Score
Review Score
1 rated source
Beazley’s available customer feedback is mixed, with a 2.8/5 WalletHub rating from 15 reviews. That small, mixed-product sample gives business buyers limited guidance.[3][9]
Read Beazley reviewsCounterpart Review Score
Review Score
No reviews found
We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]
Read Counterpart reviewsBeazley vs Counterpart Medical Malpractice Insurance Compared
Beazley vs Counterpart: Medical Malpractice Insurance: documented features by provider
| Criteria | Beazley Healthcare Professional Liability | Allied Medical & Healthcare Liability |
|---|---|---|
| Role in This Line | Healthcare Professional Liability is one of several coverage modules bundled into Beazley's Virtual Care policy for digital-health businesses. It is not sold as a standalone medical-malpractice policy on this page. 4Company-reported. Virtual Care coverage list, digital-health segment only. Beazley also lists Healthcare Professional Liability as one of four core coverages in its separate Life Sciences policy, alongside Products/Completed Operations, Errors & Omissions Liability and General Liability. 5Company-reported. Life Sciences core-coverages list, middle-to-large life-sciences segment; a distinct product and customer segment from Virtual Care. | Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. 6,9Company-reported. The channel does not identify which insurer issues a healthcare placement. |
| Who It’s For | For the Virtual Care segment, Beazley's healthcare professional liability targets telehealth and telemedicine providers who deliver diagnosis, treatment recommendations and care remotely, including doctors, psychiatrists, psychologists, nurse practitioners, physician assistants, therapists, nurses, hospitals, dentists and other ancillary providers. 4Company-reported. Virtual Care "Who we can help" section, digital-health telehealth businesses. For the Life Sciences segment, the same coverage sits inside a policy aimed at middle-to-large organizations such as pharmaceutical, medical-device, biotechnology, contract-research and diagnostic-services companies, not individual medical providers. 5Company-reported. Life Sciences "Who we can help" section, distinct middle-to-large life-sciences customer segment. | Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. 8Company-reported. The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice. |
| Coverage Features | Beazley illustrates the Virtual Care professional-liability trigger with a telemedicine scenario: a doctor's remote advice on abdominal pain allegedly preceded a bowel rupture, framing the coverage around claims arising from clinical advice given during a virtual consultation. 4Company-reported. Illustrative example scenario on the Virtual Care page; not policy wording or a real claim outcome. | Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. 8Company-reported. The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement. |
| Limits and Retentions | Neither reviewed page publishes specific medical-malpractice limits, retentions or a claims-made versus occurrence election for the healthcare-professional-liability module. Those terms appear only on an actual quote. 4,5Not publicly disclosed. Both pages as read on 2026-09-23; general Beazley healthcare underwriting material describes tailorable limits and retentions without naming amounts. | The page displays example limit and retention figures for selected healthcare scenarios. 8Company-reported. Examples are not a quote, guarantee or universal limit. |
| How to Apply | Beazley lists downloadable broker application brochures for this coverage, including a "Virtual Care - Professional Liability" form and separate Life Sciences, BioSecure, NutraGuard and WellTech applications, pointing to a broker-submitted process rather than a direct online application. 4,5Company-reported. Tools & Resources sections of both pages. | Confirm in your quote. |
| Claims Support | Both pages name a dedicated Claims Team Leader for Healthcare and other claims managers, and direct policyholders to Beazley's general "Notify a Claim" channel. Neither page describes malpractice-specific claims-handling steps. 4,5Company-reported. Team listings and claims-contact links on both pages. | Confirm in your quote. |
Related Pages for Beazley vs Counterpart Medical Malpractice Insurance
Medical Malpractice Insurance Pages for Beazley and Counterpart
Other Coverage Lines Compared for Beazley vs Counterpart
Other Medical Malpractice Insurance Provider Comparisons
Sources for Beazley vs Counterpart Medical Malpractice Insurance
Sources About Beazley
- MediaTech for Small Businesses. Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
- Legal Information. Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
- Execuguard (Combined EPL, D&O, and Fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
- Virtual Care. Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-23.
- Life Sciences. Beazley; What we offer; Our Coverages: Products/Completed Operations, Healthcare Professional Liability; Who we can help: middle-to-large life-sciences organizations. Accessed 2026-09-23.
Sources About Counterpart
- Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
- About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
- Allied Medical & Healthcare Liability. Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. Accessed 2026-09-28.
- How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.
Sources for the Medical Malpractice Insurance Guide
- Medical Malpractice Insurance. National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
- Medical Liability Insurance shopping guide. Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
- Physicians Medical Professional Liability — Specimen Policy. Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16.
- Physician Application. MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16.
