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Insurance with Spot

Generate a certificate of insurance from your own policies

Spot customers get a COI by generating it themselves in the Spot app, and your Spot team handles any endorsement the request needs first.

Get StartedGenerate a COI in Spot
  • Certificates of insurance generated in the Spot app
  • Requests checked against your policies before you send
  • Keep your broker or switch, with no commissions on premiums
A business owner works on a laptop beside a small printer and a neat stack of plain certificate sheets at a compact oak desk.

Choose your next step

A certificate of insurance is proof of insurance: a one-page summary of your policies for a landlord, customer, contractor, lender or agency that asked for it. In Spot, you generate it yourself from your policies. Choose who asked, or the endorsement they want, to see what they usually require and how to send it right the first time.

Who needs your certificate

Endorsement requirements

  • Additional Insured Certificates

    Get an additional insured certificate with Spot: we request the endorsement through your broker and insurer, then you generate the certificate in the Spot app.

  • Primary and Non-Contributory Certificates

    Get a primary and non-contributory certificate with Spot: we request the endorsement through your broker and insurer, and you generate the certificate in the Spot app.

  • Waiver of Subrogation Certificates

    Get a waiver of subrogation certificate with Spot: we request the endorsement on each policy the contract names, and you generate the certificate in the Spot app.

Certificate forms

Common questions

What is a certificate of insurance?

A document that summarizes your policies, limits and dates for someone who needs proof you’re insured. In the United States, liability certificates are usually on the ACORD 25 form.

How do I get a COI with Spot?

Generate it in the Spot app: choose the certificate holder, add their requirements or upload their request, review the certificate, then download or send it.

Does a certificate of insurance change my coverage?

No. It only shows what your policies say. Additional insured, waiver of subrogation and primary and non-contributory terms need endorsements on the policy, which your Spot team requests through your broker and insurer.

Is a certificate of insurance the same as proof of insurance?

For most business requests, yes. Some requesters want more, such as a copy of an endorsement or a property evidence form, and your Spot team helps you get it.

Do I need to switch brokers to generate certificates in Spot?

No. Whoever placed your policies, they come into your Spot workspace, and Spot takes no commissions on premiums.

Get insurance off your to-do list.

Spot customers get a COI by generating it themselves in the Spot app, and your Spot team handles any endorsement the request needs first.

Get StartedGenerate a COI in Spot