Additional Insured Certificates
Your Spot team requests the additional insured endorsement through your broker and insurer, then you generate a certificate that shows it in the Spot app.
Upload the contract clause or the email asking for additional insured status. Your Spot team reads who must be added and for what.
General liability insurance
Alder Builders · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We check whether your policy already has a blanket additional insured endorsement that reaches this party, or whether one must be added.
If it’s needed, your Spot team requests the endorsement through your broker and insurer and follows up until it’s issued.
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MorganAlder Builders
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Once the policy carries the endorsement, create the certificate in the Spot app and send it to the party who asked.
MorganAlder Builders
Certificate of insurance
Alder Builders
Ready for your review
The party’s exact legal name, and often its parent, affiliates, officers and employees.
Most often general liability, and sometimes auto, umbrella or excess as well.
Whether the cover applies only while your work is under way or after it’s finished too.
Requests for additional insured status often come with this wording attached.
Adds anyone you’ve agreed in a written contract to add, on the endorsement’s terms. It can save a new endorsement for each customer, but the contract and the wording still have to match.
Names a specific party on the policy. Each new party needs the insurer to issue another endorsement.
Extends additional insured status to claims after your work is done. It can be a separate endorsement from ongoing operations.
Pick the policy that now carries the additional insured endorsement.
Enter the name and address of the party being added.
Upload the request or paste the clause, so the description refers to the endorsement and the contract.
Check that the certificate marks additional insured on the right policy, then download it or send it.
A certificate only reports the policy. Saying “additional insured” there without an endorsement gives the other party nothing.
Blanket endorsements usually need a written contract, and some apply only to certain work. Check yours against the request.
If the contract asks for cover after your work ends, an ongoing-operations endorsement alone won’t meet it.
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Explore coverageCommercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.
Explore coverageUmbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.
Explore coverageBuy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.
Explore coverageYour Spot team requests the additional insured endorsement through your broker and insurer, then you generate a certificate that shows it in the Spot app.
Read these before you choose a policy or an insurer.
