Harper Medical Malpractice Insurance

Harper markets this line to clinicians and care businesses that need malpractice coverage for licensure or facility privileges, and it names tail coverage as a particular concern when a clinician leaves a practice or switches carriers. ¹Company-reported. Product-page marketing copy; not an eligibility guarantee for a particular applicant or specialty.

Harper describes the medical malpractice coverage it places as responding to allegations about diagnosis, treatment, medication or supervision decisions, and as including defense of licensing-board complaints in addition to lawsuits. ¹Company-reported. Product-page coverage summary; the issued policy and its exclusions control the actual terms.

Harper says most of the medical malpractice policies it places are claims-made, which makes the retroactive date and tail (extended reporting) coverage important when a clinician changes jobs, retires or switches carriers, and it also places entity coverage for the practice or facility itself, not only individual clinicians. ¹Company-reported. FAQ and coverage-features text on the product page; actual trigger and tail terms depend on the specific policy.

Not publicly disclosed. The reviewed medical malpractice page does not publish limit or retention amounts; it says cost and, implicitly, available terms depend on specialty, volume and claims history. ¹Medical malpractice product page as read on 2026-09-23.

Harper says it can issue certificates and quotes the same day for this line, and describes reaching both large carriers and specialty markets that write malpractice for a given specialty. ¹Company-reported. Product-page service claims; not independently timed or confirmed for a particular request.

You apply for Harper medical malpractice coverage through an online quote form, and Harper says a specialist walks applicants through the occurrence-versus-claims-made and tail-coverage tradeoffs before they commit. ¹Company-reported. Quote form and FAQ observed on the product page.