Harper Medical Malpractice Insurance

Harper places medical malpractice coverage with carriers it describes as familiar with the clinician's or care business's specialty, rather than underwriting the policy itself. ¹Company-reportedProduct-page description of Harper's placement role for this line.

Harper markets this line to clinicians and care businesses that need malpractice coverage for licensure or facility privileges, and it names tail coverage as a particular concern when a clinician leaves a practice or switches carriers. ¹Company-reportedProduct-page marketing copy; not an eligibility guarantee for a particular applicant or specialty.

Harper describes the medical malpractice coverage it places as responding to allegations about diagnosis, treatment, medication or supervision decisions, and as including defense of licensing-board complaints in addition to lawsuits. ¹Company-reportedProduct-page coverage summary; the issued policy and its exclusions control the actual terms.

Harper says most of the medical malpractice policies it places are claims-made, which makes the retroactive date and tail (extended reporting) coverage important when a clinician changes jobs, retires or switches carriers, and it also places entity coverage for the practice or facility itself, not only individual clinicians. ¹Company-reportedFAQ and coverage-features text on the product page; actual trigger and tail terms depend on the specific policy.

The reviewed medical malpractice page does not publish limit or retention amounts; it says cost and, implicitly, available terms depend on specialty, volume and claims history. ¹Not publicly disclosedMedical malpractice product page as read on 2026-09-23.

Harper says it can issue certificates and quotes the same day for this line, and describes reaching both large carriers and specialty markets that write malpractice for a given specialty. ¹Company-reportedProduct-page service claims; not independently timed or confirmed for a particular request.

You apply for Harper medical malpractice coverage through an online quote form, and Harper says a specialist walks applicants through the occurrence-versus-claims-made and tail-coverage tradeoffs before they commit. ¹Company-reportedQuote form and FAQ observed on the product page.