Corgi vs 
Harper: How Do They Compare for Medical Malpractice Insurance?
Harper is a broker built for clinicians, with an online quote form, same-day certificates and advice on tail coverage; Corgi treats malpractice as a specialty quote taking 1 to 14 days outside its instant flow.
Harper is the better-documented choice for clinicians: same-day quotes, licensing-board defense and a specialist to explain claims-made and tail terms. Corgi quotes malpractice in 1–14 days and publishes only a one-line coverage description. 2,1,4
What Are the Key Differences Between Corgi and Harper Medical Malpractice Insurance?
Same-Day Quotes Versus a 1–14 Day Wait
If you need proof of coverage for privileges or a new job this week, Harper says it can issue quotes and certificates the same day, drawing on large carriers and specialty markets. Corgi keeps malpractice out of its instant online flow and quotes it in 1–14 days. Choose Harper if you are a clinician or care business on a deadline; consider Corgi only if you already buy your startup policies there and can wait. 4 2 1
How Much of the Policy You Can See
Harper spells out what the coverage it places responds to:
Harper describes the medical malpractice coverage it places as responding to allegations about diagnosis, treatment, medication or supervision decisions, and as including defense of licensing-board complaints in addition to lawsuits. 4Company-reported. Product-page coverage summary; the issued policy and its exclusions control the actual terms.
Corgi describes its product in one sentence, protection against negligence claims in delivering medical services, with no published form, exclusions or trigger. You will learn Corgi's terms only from the quote. 1
Claims-Made Terms and Leaving a Practice
Harper says most policies it places are claims-made, so your retroactive date and tail coverage decide whether you stay protected after changing jobs or retiring; it also covers the practice entity. Corgi's pages don't mention tail, prior acts or entity coverage. 4 2
What Should You Confirm in Corgi and Harper Medical Malpractice Insurance Quotes?
- Ask Corgi which insurer issues the policy; its disclosures name affiliated and partner carriers only in general. 3
- Ask Harper which market is quoting and what tail and prior-acts options cost. 4
- Ask Corgi whether its form is claims-made or occurrence and whether it includes licensing-board defense or entity coverage. 1
- Neither provider publishes limits; get the per-claim and aggregate limits in writing from both. 4 2
Corgi vs Harper Medical Malpractice Insurance Compared
Corgi vs Harper: Medical Malpractice Insurance: documented features by provider
| Criteria | Corgi Medical Malpractice | Harper Medical Malpractice Insurance |
|---|---|---|
| Who It’s For | Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. 2,1Company-reported. Catalog description; no size, specialty, or state restrictions are published for this line. | Harper markets this line to clinicians and care businesses that need malpractice coverage for licensure or facility privileges, and it names tail coverage as a particular concern when a clinician leaves a practice or switches carriers. 4Company-reported. Product-page marketing copy; not an eligibility guarantee for a particular applicant or specialty. |
| How to Apply | Medical Malpractice sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 2,1Company-reported. Homepage and startup-insurance page policy-card labeling. | You apply for Harper medical malpractice coverage through an online quote form, and Harper says a specialist walks applicants through the occurrence-versus-claims-made and tail-coverage tradeoffs before they commit. 4Company-reported. Quote form and FAQ observed on the product page. |
| Coverage Features | Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. 2,1Company-reported. One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line. | Harper describes the medical malpractice coverage it places as responding to allegations about diagnosis, treatment, medication or supervision decisions, and as including defense of licensing-board complaints in addition to lawsuits. 4Company-reported. Product-page coverage summary; the issued policy and its exclusions control the actual terms. Harper says most of the medical malpractice policies it places are claims-made, which makes the retroactive date and tail (extended reporting) coverage important when a clinician changes jobs, retires or switches carriers, and it also places entity coverage for the practice or facility itself, not only individual clinicians. 4Company-reported. FAQ and coverage-features text on the product page; actual trigger and tail terms depend on the specific policy. |
| Role in This Line | Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. 2,1Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404. | Harper places medical malpractice coverage with carriers it describes as familiar with the clinician's or care business's specialty, rather than underwriting the policy itself. 4Company-reported. Product-page description of Harper's placement role for this line. |
