Spot for Telehealth and Virtual Care Insurance
We describe your virtual care services to insurers and compare quotes on the states and activities each one covers before you buy.
Your Spot team writes up your video visits, remote monitoring, technology used in patient care and any in-person work, with clinician licenses, patient locations, existing malpractice and cyber policies and the limits you want to discuss.
Spot lists where your clinicians are licensed and where patients receive care, checks the proposed coverage against both, and flags the states whose liability or financial-responsibility rules you need to confirm.
Virtual care and telehealth insurance
Willow Care · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We work with brokers to take your submission to market, then ask how each proposal handles bodily injury from remote care, from care technology and from a system outage, so a virtual-care label isn’t taken as the answer.
Virtual care and telehealth insurance
Coverage limits · Policy terms
Willow Care
Your telehealth, malpractice, cyber, technology E&O and general liability documents stay together. Ask the Spot agent which policy a patient complaint or a data incident falls under, and see the wording behind the answer.
CaseyWillow Care
Let’s prepare the information for your broker and compare the terms, not just the price.
Virtual care and telehealth insurance policy
Coverage terms · Limits
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Video visits put the clinician in one place and the patient in another, and the policy has to include both.
A device sending readings from a patient’s home is a different activity from a consultation, and the quote should name it.
Your existing malpractice coverage may treat remote care differently from the visits you see in the clinic.
A clinical claim, a data breach and a software failure that costs a client money each belong in a different place in your insurance.
States can set their own liability-insurance or financial-responsibility rules for clinicians whose patients are located there.
What each industry usually faces, and where Spot fits in.
Insurance help for healthcare software and digital health companies: cyber and tech E&O compared against your business associate agreements and security addenda.
Insurance help for clinics, medical practices and telehealth providers: malpractice that names your clinicians, plus liability, cyber, workers’ compensation and auto.
Get quotes from telehealth and virtual care insurance providers with Spot.
Before the first appointment, check whether your current coverage includes remote consultations or whether you need a virtual-care policy.
Add the state to your list of patient locations, confirm the clinician’s licensing there, and check that the policy follows.
A new device or care tool is a new activity. Describe it so the quote names it instead of leaving it to interpretation.
Send the agreement before you sign. Spot checks its insurance clause against your policies, flags what’s missing and gets proof of insurance ready.
Your services, clinicians and patient locations have likely changed since the last application. Update them and compare the market again.
Also known as telehealth insurance, telemedicine insurance, telehealth malpractice insurance, telemedicine malpractice insurance and virtual care insurance.
Get quotes from telehealth and virtual care insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
