Compare Cargo and Transit Insurance Quotes

Compare cargo and transit insurance quotes with Spot

Spot reads each cargo quote against your actual routes, largest loads and shipping terms, not just the premium and the headline limit.

Compare quotes from 20+ cargo and transit insurance providers

  • Limits tested against your largest load, not an average
  • Storage stops, delay and security terms checked per quote
  • Keep your broker or switch, with no commissions on premiums
A shipping coordinator wraps a pallet of cartons in stretch film on a loading dock.

How it works

Send your shipments and the quotes

Share what you move, your typical and biggest loads, routes and storage stops, plus each proposal you’ve collected.

Alder ManufacturingOrganized by Spot

We test each quote on your largest load

Spot compares valuation and limits against your biggest shipment and checks which stages of the journey each quote reaches.

Cargo and transit insurance

Alder Manufacturing · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Ask about the awkward cases

Raise unattended vehicles, refrigeration or a late delivery with your Spot team. They check each quote’s conditions and exclusions.

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MorganAlder Manufacturing

Can you help compare our cargo and transit insurance options?

RileySpot

Let’s prepare the information for your broker and compare the terms, not just the price.

Choose and bind

Pick the quote that matches your routes and contracts. Your Spot team helps you bind and keeps proof ready for the customers who ask.

Insurance documents

Quote comparison

Cargo and transit insurance

Coverage limits · Policy terms

Alder Manufacturing

What to compare

  • 01

    Valuation basis

    How goods are valued after a loss, compared with your shipment values.

  • 02

    Limits against load values

    Whether the limit covers your largest load, not only an average one.

  • 03

    Your interest in the goods

    Whether you own them or are responsible for someone else’s cargo, which differs from your liability under a transport contract.

  • 04

    Route and mode

    Each road, air or water stage, and where the quote’s territory ends.

  • 05

    Storage stops

    How each stop away from the moving vehicle is treated, such as a warehouse or an overnight yard.

  • 06

    Delay and loss of market

    Whether physical damage and a late delivery are separated, and which the quote excludes.

  • 07

    Loading, security and refrigeration

    The conditions attached to how you load, secure unattended vehicles and handle temperature-sensitive goods.

Differences to watch for

  • 01

    An average-load limit

    A limit set for normal shipments can fall short on one seasonal delivery.

  • 02

    Late delivery treated as damage

    Delay and physical loss are different risks, and many quotes cover only the second.

  • 03

    Conditions you don’t meet

    Security or refrigeration requirements that don’t match your practice can undermine a claim.

  • 04

    The truck is a separate question

    Cargo coverage doesn’t insure the vehicle carrying it. Check the truck’s physical-damage coverage separately.

Providers your broker can approach

Compare quotes from 20+ cargo and transit insurance providers.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • Berkshire Hathaway Specialty Insurance
  • Chubb
  • CNA
  • And many more

Common questions

Does cargo insurance pay if a shipment arrives late?

Not necessarily. Spot checks whether each quote excludes delay or loss of market.

Who has to buy cargo insurance on an international sale?

It depends on the agreed shipping terms. Spot helps you check the clause against each quote.

Can Spot compare quotes that my broker collected?

Yes. Send what your broker collected and Spot reads each quote against your shipments. Spot takes no commissions on premiums.

Does this replace trade-credit insurance?

No. That protects against a buyer not paying, a separate risk from physical loss.

Get insurance off your to-do list.

Spot reads each cargo quote against your actual routes, largest loads and shipping terms, not just the premium and the headline limit.

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