Tell us who does what in your study
Your Spot team records the sponsor, study sites, investigators, product and the services your company performs, using the same roles that appear in your protocol and contracts.
Spot for Therapeutics Companies
We take your program to brokers who place life sciences risk and help you buy before your first trial or shipment.

Your Spot team records the sponsor, study sites, investigators, product and the services your company performs, using the same roles that appear in your protocol and contracts.
Send the clinical trial or manufacturing agreement. Spot checks the insurance it requires and the obligations you accept against your policies, and flags any obligation your policies don’t clearly address.
Product liability insurance
Orbit Software · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We work with brokers who place life sciences business, then compare how each proposal treats your candidate, study stage, territories and data, with exclusions and sublimits side by side.
Product liability insurance
Coverage limits · Policy terms
Orbit Software
Policies, protocols and supply agreements stay together by program, so the next study or manufacturing contract starts from what’s already documented.

TaylorOrbit Software
Let’s prepare the information for your broker and compare the terms, not just the price.
Product liability insurance policy
Coverage terms · Limits
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Your company submits the IND and takes on product and study responsibilities that need their own review.
Participants, sites, investigators and vendors all touch your study, and your trial agreements assign duties to you.
Contract manufacturers, storage sites and couriers each handle your product lots.
You run study operations or analyze data for another company’s IND.
The policies companies like yours are usually asked for, and when each one comes up.
You move a drug or biologic from development into an FDA-regulated clinical investigation under an IND, manufacturing, treatment access, or commercial sale.
For an FDA-regulated clinical investigation under an IND, your company sponsors the study, manages operations, analyzes study data, or performs services for another sponsor.
You receive records or patient information for an IND-regulated clinical investigation, or other study data from sites, investigators, or vendors.
You lease a lab or production site, acquire manufacturing equipment, or store product and work in progress.
For an IND-regulated clinical investigation, you arrange movement of clinical supply or study materials between manufacturers, depots, sites, and couriers.
Get quotes from 50+ therapeutics insurance providers with Spot.
Identify the sponsor and your company’s role, then ask how proposed forms address study operations, participant events and product allegations.
List each lot, manufacturer, storage site, testing role and shipment route, and whether it goes to a study or to market.
Ask which transit wording fits the materials and route, including temperature, delay and contamination terms.
Schedule each site, machine, inventory and any customer-owned materials at their values.
Product liability for a commercial product is a different conversation from study-stage coverage. Update the stage, indication and territories.
Also known as biotech insurance, biotech company insurance, biotechnology insurance, biopharma insurance, pharmaceutical company insurance, pharma insurance and life sciences insurance.
Get quotes from 50+ therapeutics insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.



