Spot for Professional Liability (E&O) Insurance
We get your professional liability quotes, help you buy before a client contract requires it and send proof of coverage when they ask.
Your Spot team collects what you deliver, who performs it, the clients and contracts that require proof of insurance, your prior claims and known circumstances, and your current retroactive date.
We work with brokers to take your submission to market, then show which services and people each proposal actually schedules, so “E&O” on the quote doesn’t hide a form that skips your work.
Professional errors and omissions (E&O) insurance
Professional services · Claims-made terms
Juniper Consulting
Send the engagement letter or master agreement. Spot checks its insurance requirements against the policy and flags anything that needs a different limit or wording before you sign.
Professional errors and omissions (E&O) insurance
Juniper Consulting · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
When a client asks for a certificate, message your shared Slack channel and your Spot team gets it ready. Your policy, retroactive date and renewal stay in one place.
SamJuniper Consulting
Certificate of insurance
Juniper Consulting
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Your product is advice and execution, so a client’s claim about a bad outcome is the risk that matters most.
Clients may require proof of professional liability before they’ll sign or pay.
Don’t assume your BOP includes professional liability. Check it, and buy a separate policy if it doesn’t.
Claims-made coverage depends on your retroactive date and any extended reporting, so changing insurers needs a plan.
What each industry usually faces, and where Spot fits in.
A customer will decide from your analysis, forecast, attribution, or recommendation.
You advise clients, manage portfolios, value assets, or administer funds.
A customer relies on your advice, design, implementation, or professional service.
The firm provides brokerage, clearing, exchange, advisory, operational, or other professional services to customers.
Customers rely on your forecasts, measurements, engineering, or climate-risk recommendations.
You originate or service accounts, administer payments, provide credit counseling, or make decisions for a financial product.
A client pays you to produce, publish, distribute, or measure content against a defined brief.
You originate, underwrite, broker, buy, service, or administer loans rather than only licensing software.
You analyze specimens, interpret results, or provide testing services to providers, employers, or consumers.
You sell discovery, screening, formulation, analytics, or delivery-design services under a customer contract.
Customers rely on your instruction, curriculum, assessment, implementation, consulting, or other professional service to make education or operating decisions.
A customer will build, install, or decide from your drawings, specifications, tests, code, or design advice.
Get quotes from 45+ professional liability insurance providers with Spot.
Check the required wording against the policy before you sign, while there’s still time to adjust either one.
Coverage follows scheduled services. Confirm the new work is on the policy before you start billing for it.
Bring your retroactive date and any extended reporting arrangement, and disclose known circumstances that could turn into claims.
Ask about an extended reporting period for later claims arising from earlier work.
Compare the each-claim limit, the aggregate and the deductible, and ask whether defense costs reduce what’s left.
Also known as professional liability insurance, errors and omissions insurance, E&O insurance and professional indemnity insurance.
Get quotes from 45+ professional liability insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
