Spot for Climate Companies
We get quotes for your advice, hardware and project sites, compare them with you and help you buy before the pilot goes live.
Your Spot team describes what you sell, whether software, engineering, recommendations, equipment, installation or an operating service, so brokers can price a bad forecast and a damaged device as separate risks.
We record who owns materials and installed systems before, during and after commissioning, then ask brokers which form insures each stage and when responsibility shifts.
Commercial property insurance
Orbit Software · Policy review
Confirm with your broker
Replacement cost or actual cash value?
We work with brokers to take your submission to market and collect written answers on property, flood, equipment breakdown, interruption and liability for your actual address and equipment list.
Commercial property insurance
Buildings · Business personal property
Orbit Software
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Customers act on your forecasts, measurements or risk recommendations, so an error can lead to a claim.
You install batteries, sensors or inverters at customer sites, where a failure can stop a pilot.
Materials and equipment sit on a site under construction until testing and handover.
Your staff install and maintain equipment across states, each with its own workers’ compensation rules.
The policies companies like yours are usually asked for, and when each one comes up.
You own equipment or inventory at a site, or need to understand flood protection for a business building or its contents.
You or a customer has a project under construction, with equipment or materials installed before handover.
A battery, inverter, sensor network, or other machine failure could stop a pilot or facility.
Your product or installation could cause bodily injury or damage to another party’s property.
Customers rely on your forecasts, measurements, engineering, or climate-risk recommendations.
You hire staff for field work, installation, or maintenance at customer sites.
Get quotes from 50+ climate insurance providers with Spot.
Decide who insures the device you installed and who answers for the recommendation it informs. They’re usually different policies.
Ask who insures work and materials at each stage, and what changes at testing, commissioning and handover.
An NFIP business policy addresses direct flood damage to building and contents and excludes lost income from downtime. Ask whether any private flood quote treats interruption differently.
Name the equipment and ask whether breakdown terms include resulting damage, temporary equipment or lost income.
Investors may ask how deployed assets are protected. Get the property and breakdown answers written down before diligence.
Also known as climate tech insurance, climate tech company insurance, cleantech insurance, clean tech company insurance and greentech insurance.
Get quotes from 50+ climate insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
