Spot for Engineering and Design Firms
We get quotes for the work you deliver, from client drawings to prototypes, and help you buy before the next stage starts.
Your Spot team records whether you’re advising, prototyping, testing in the field, installing or shipping, and updates the submission as you move on.
When proposals come back from the brokers taking your submission to market, Spot asks how each one treats design advice, workshop visits, equipment in transit and a shipped product.
Professional errors and omissions (E&O) insurance
Professional services · Claims-made terms
Alder Manufacturing
Send a pilot agreement or customer contract. Spot compares its insurance clause with your policies and points out what’s missing before work starts.
Professional errors and omissions (E&O) insurance
Alder Manufacturing · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Spot keeps your policies together and brings renewals forward, so you can tell your broker before operations change.
MorganAlder Manufacturing
Let’s prepare the information for your broker and compare the terms, not just the price.
Professional errors and omissions (E&O) insurance policy
Coverage terms · Limits
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Customers build or install from your drawings and specifications, so design advice sits at the center of the quote.
Workshop visits and prototype demos bring customers into your space.
Prototypes and test equipment travel to customer sites and trade shows.
Once a device is sold, injury and property damage become real exposures.
The policies companies like yours are usually asked for, and when each one comes up.
A customer will build, install, or decide from your drawings, specifications, tests, code, or design advice.
You host customers in a workshop, demonstrate a prototype, or work at a pilot site.
You lease a workshop or buy test rigs, machinery, prototypes, or inventory.
Your team carries prototypes, tools, or test equipment to pilots, customer sites, or trade shows.
A test machine or production system failure could stop a milestone.
You ship hardware, combine software with a device, or complete an installation that could injure someone or damage property.
Get quotes from 50+ engineering and design insurance providers with Spot.
Ask whether professional liability names design, testing and implementation work, and how it treats rework or alleged financial loss.
Workshop visits, demos, customer-site testing and installation should all be listed in the liability description.
Schedule building interests, machinery, prototypes and customer property at accurate values.
Inland marine terms depend on items, destinations and stages like loading, testing and installation.
Product liability needs the versions, installations and territories you sell. Ask separately about recall expense.
Also known as engineering firm insurance, engineers insurance, engineering consultant insurance, design firm insurance, product design firm insurance and industrial design insurance.
Get quotes from 50+ engineering and design insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
