Does professional E&O cover an injury caused by a product?
Do not assume. Compare the proposed E&O definition of your design services with the CGL/products terms for injury or property damage caused by your product. Check each form’s exclusions and covered activities.
Describe the product, installation, software/hardware mix, and sales territory. The line label does not settle which form responds.2
Ask separately how the proposed forms treat bodily injury, rework, product repair, and recall costs.1,2
Read the Engineering, Product and Design Insurance Buying Guide
Sources and Further Reading for Engineering, Product and Design
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