What happens to equipment coverage when a prototype goes to a pilot?
Ask which form schedules the prototype or tools away from the workshop, and whether it addresses the trip, test site, and installation stages. Check the actual schedule and wording.
Give the insurer an item list, ownership, values, destination, carriers, and trip frequency. Ask how loading and temporary storage are treated.2
If machinery can fail, ask which equipment and failure causes qualify under any separate breakdown terms.2
Read the Engineering, Product and Design Insurance Buying Guide
Sources and Further Reading for Engineering, Product and Design
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