Spot for B2B Companies

Get quotes from 50+ B2B insurance providers with Spot

When a customer sends an insurance clause, we check it against your policies, get quotes if you need more and send the certificate.

  • Customer insurance clauses checked against your policies
  • General liability, E&O and cyber compared together
  • Keep your broker or switch, with no commissions on premiums
A vendor and a customer’s procurement manager shake hands over a contract folder.

How Spot helps B2B Companies

Check a customer’s insurance terms during negotiation

Send the customer’s contract. Spot reads the insurance section, compares requested limits and wording with your policies, and flags what doesn’t match.

General liability insurance

Juniper Consulting · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Describe the work you actually deliver

Your Spot team collects your services, customer-site work, data and property, so brokers quote the business you run instead of a generic category.

Juniper ConsultingOrganized by Spot
Travelers
The Hartford
Chubb

Check the final policy matches each contract

We work with brokers to take your submission to market, then compare proposals, and later the issued forms, with each customer clause.

Chubb
The Hartford
TravelersQuote request

General liability insurance

Coverage limits · Policy terms

Juniper Consulting

Get a certificate for each new customer

When a new customer’s vendor onboarding asks for a certificate or additional insured wording, post it in your shared Slack channel. Your Spot team checks it against your policy and gets the certificate ready.

SamJuniper Consulting

Can you help prepare proof of our general liability insurance?

Certificate of insurance

Juniper Consulting

Ready for your review

How buying insurance works for B2B Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

B2B Companies we help

  • Service and consulting firms

    Customers rely on your advice, design or implementation, and their contracts say which insurance they expect.

  • Software and platform companies

    Enterprise buyers can ask about cyber and technology coverage in their security reviews.

  • Companies working at customer sites

    Demos and onsite projects raise visitor-injury and property-damage questions.

  • Founder-led teams with investors

    A signed investor or board arrangement can ask for D&O, and the quote should reflect that.

Insurance B2B Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • General liability

    A customer contract, office lease, demo, or onsite project raises visitor-injury or third-party property-damage questions.

  • Professional errors and omissions (E&O)

    A customer relies on your advice, design, implementation, or professional service.

  • Cyber liability

    You store customer information, run a network-dependent service, or use vendors with access to data.

  • Commercial property

    You sign a lease or buy equipment, inventory, computers, or other property the company could not readily replace.

  • Workers’ compensation

    You hire employees or add a worker in a new state.

  • Directors and officers

    A signed investor or board arrangement asks for D&O, or leadership wants to assess a defined governance exposure.

Insurers that quote B2B Companies

Get quotes from 50+ B2B insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When B2B Companies need insurance

  • 01

    A customer contract sets insurance requirements

    Compare the requested limits and wording with your policies before you sign, and again once the forms are issued.

  • 02

    Your team is demoing or working onsite

    Customer-site work, products and premises should be named in the general liability description.

  • 03

    A customer relies on your advice or implementation

    Ask whether the professional liability form names the services you sell and how it treats rework or missed milestones.

  • 04

    You store customer information or run a networked service

    Security reviews ask about cyber coverage. Ask which response, vendor and interruption costs the form addresses.

  • 05

    You’re adding employees or signing an office lease

    Employees bring workers’ compensation into the picture, and California requires it even with one employee. A lease brings commercial property and the landlord’s own insurance clause.

Questions from B2B Companies

Also known as B2B insurance, B2B company insurance, business-to-business insurance and insurance for B2B companies.

What insurance do B2B companies usually need?

Whatever your customers’ contracts ask for, which tends to mean general liability, professional E&O and cyber first, then property, workers’ compensation and D&O as you grow. Spot reads each clause and lines a policy up against it.

Does a customer contract mean our policy already meets its requirement?

Not necessarily. Spot compares the contract’s wording with your issued policy forms and tells you where they differ.

Do we need D&O?

Sometimes an investor or board arrangement asks for it. Spot checks the signed agreement and asks insurers who counts as an insured and which claims the form names.

Which contracts and questionnaires should we share?

Send a sample customer contract with its insurance section and any security questionnaire you’ve received. Add a description of your services, where your employees work and a list of property you couldn’t easily replace.

Can Spot work with the broker who already handles our customer certificates?

Yes. Spot works alongside your broker, checking each customer clause and getting certificates ready with them, and takes no commissions on premiums. If you’d rather switch brokers, Spot can help with that too.

Get insurance off your to-do list.

Get quotes from 50+ B2B insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

Get Started