Spot for Diagnostics Companies
Whether you run tests, sell assays or both, we prepare your application, get quotes through brokers and compare them with you.
Your Spot team records whether you test, report patient-specific results, interpret findings, manufacture an assay or do several of these, with each product’s intended use.
With proposals back from the market, Spot asks how each one treats a testing error, an interpretation dispute and a claim about the device itself.
Professional errors and omissions (E&O) insurance
Professional services · Claims-made terms
Willow Care
When a provider customer sends a business associate agreement or insurance requirement, Spot checks it against your cyber and liability terms and flags the gaps.
Professional errors and omissions (E&O) insurance
Willow Care · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
You analyze specimens, report results and sometimes interpret findings for providers, employers or consumers.
You sell an in vitro diagnostic with a specific intended use, and a claim may involve the product itself.
One part of the business runs testing while another develops products, and each needs its own description.
Results flow through a provider’s systems, which can make you a business associate depending on the service and data involved.
The policies companies like yours are usually asked for, and when each one comes up.
You analyze specimens, interpret results, or provide testing services to providers, employers, or consumers.
You sell or distribute an assay, instrument, test kit, or other diagnostic product in addition to laboratory services.
Your lab receives patient results or maintains health information for a provider or another covered organization.
You lease a lab, install analyzers or freezers, or keep samples, inventory, or customer property at a site.
A failed analyzer, freezer, or other machine could disrupt testing or damage work in progress.
Get quotes from 50+ diagnostics insurance providers with Spot.
Map who receives, maintains and transmits results. Business associate status depends on the service and the data relationship.
List the product, intended use, sales territory and stage separately from the lab service.
Add the new site, analyzers and freezers to the property schedule with their locations, values and uses.
Ask whether breakdown terms name the machine and cover resulting property damage or interruption costs.
Also known as lab insurance, laboratory insurance, clinical lab insurance, medical lab insurance, diagnostic company insurance and diagnostic laboratory insurance.
Get quotes from 50+ diagnostics insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
