Alliance Risk Professional Liability (E&O) Insurance

Alliance Risk places professional liability (errors and omissions, or E&O) coverage as a broker, saying it backs placements with risk-specific underwriting input and carrier partnerships rather than underwriting the policy itself. ¹Company-reportedProfessional liability product page.

The reviewed professional liability page does not name the insurer that would issue a policy; it refers generally to 'strong carrier partnerships' without identifying a specific carrier. ¹Not publicly disclosedProfessional liability product page as read on 2026-09-23.

Alliance Risk targets professional liability at consultants and advisory firms, accountants and tax professionals, architects and engineers, real estate and insurance agents and brokers, marketing and PR agencies, IT and technology consultants, healthcare providers, and financial planners and investment advisors. ¹Company-reportedProfessional liability product page; eligibility for a particular company depends on underwriting.

Alliance Risk lists negligent acts or omissions, breach of contract, misrepresentation, and missed deadlines as typically covered, and says bodily injury or property damage, intentional wrongdoing or fraud, employment disputes, cyber incidents, and prior known claims are excluded and belong to other lines such as general liability, EPLI or cyber liability. ¹Company-reportedProfessional liability product page; coverage and exclusions described in general terms, subject to the policy as issued.

The reviewed professional liability page gives cost ranges by firm size (for example, solo practitioners at $500-$3,000 a year up to mid-sized to large firms at $10,000-$50,000-plus) but does not publish specific coverage limits, retentions or deductible amounts for this line. ¹Not found in reviewed sourcesProfessional liability product page as read on 2026-09-23; cost figures are illustrative premium estimates, not published limits.

Alliance Risk describes its approach to professional liability as including industry-specific risk reviews, claims-trend analysis, customized policy language, review of client contracts to limit personal exposure, and expertise structuring claims-made policies including tail coverage, prior acts and retroactive dates. ¹Company-reportedProfessional liability product page, Our Approach to Professional Liability and The Alliance Risk Difference sections.

The professional liability page's only application route is a generic 'Get a quote' request; it does not list the specific submission information Alliance Risk asks for on this line, unlike its D&O, EPLI and fiduciary product pages. ¹Not found in reviewed sourcesProfessional liability product page as read on 2026-09-23.

Alliance Risk says professional liability clients get access to a legal network and claims experts who understand the client's industry, providing a defense strategy if a claim arises. ¹Company-reportedProfessional liability product page, The Alliance Risk Difference section.