Alliance Risk vs CNA: How Do They Compare for Professional Liability (E&O) Insurance?

Alliance Risk places professional liability (errors and omissions, or E&O) coverage as a broker, saying it backs placements with risk-specific underwriting input and carrier partnerships rather than underwriting the policy itself. ⁴Company-reported. Professional liability product page.

CNA describes Epack 3 as combining technology and professional liability with cyber and media in a modular policy; EPS Plus combines E&O and cyber for professional-services firms. ^8,9Company-reported. These are separate product routes and are not evidence that technology E&O and miscellaneous E&O share identical wording.

The reviewed professional liability page does not name the insurer that would issue a policy; it refers generally to 'strong carrier partnerships' without identifying a specific carrier. ⁴Not publicly disclosed. Professional liability product page as read on 2026-09-23.

Confirm in your quote.

Alliance Risk targets professional liability at consultants and advisory firms, accountants and tax professionals, architects and engineers, real estate and insurance agents and brokers, marketing and PR agencies, IT and technology consultants, healthcare providers, and financial planners and investment advisors. ⁴Company-reported. Professional liability product page; eligibility for a particular company depends on underwriting.

CNA says its Miscellaneous Professional Liability targets non-licensed professional classes such as consultants, staffing firms, advertising agencies and event planners. ⁸Company-reported. The listed classes are a target list, not a complete or guaranteed eligibility rule.

Alliance Risk lists negligent acts or omissions, breach of contract, misrepresentation, and missed deadlines as typically covered, and says bodily injury or property damage, intentional wrongdoing or fraud, employment disputes, cyber incidents, and prior known claims are excluded and belong to other lines such as general liability, EPLI or cyber liability. ⁴Company-reported. Professional liability product page; coverage and exclusions described in general terms, subject to the policy as issued.

CNA markets Technology E&O for technology businesses facing professional-liability exposures and says it is intended to support contractual requirements. ⁸Company-reported. The page is a summary and does not define covered services, contract exceptions or policy triggers.

The reviewed professional liability page gives cost ranges by firm size (for example, solo practitioners at $500-$3,000 a year up to mid-sized to large firms at $10,000-$50,000-plus) but does not publish specific coverage limits, retentions or deductible amounts for this line. ⁴Not found in reviewed sources. Professional liability product page as read on 2026-09-23; cost figures are illustrative premium estimates, not published limits.

Confirm in your quote.

Alliance Risk describes its approach to professional liability as including industry-specific risk reviews, claims-trend analysis, customized policy language, review of client contracts to limit personal exposure, and expertise structuring claims-made policies including tail coverage, prior acts and retroactive dates. ⁴Company-reported. Professional liability product page, Our Approach to Professional Liability and The Alliance Risk Difference sections.

CNA describes dedicated claims and risk-control support for its cyber, media, technology and professional-liability business. ⁸Company-reported. This portfolio-level statement does not establish a service outcome or a line-specific claims protocol.

The professional liability page's only application route is a generic 'Get a quote' request; it does not list the specific submission information Alliance Risk asks for on this line, unlike its D&O, EPLI and fiduciary product pages. ⁴Not found in reviewed sources. Professional liability product page as read on 2026-09-23.

Confirm in your quote.

Alliance Risk says professional liability clients get access to a legal network and claims experts who understand the client's industry, providing a defense strategy if a claim arises. ⁴Company-reported. Professional liability product page, The Alliance Risk Difference section.

Confirm in your quote.