Alliance Risk Product Liability Insurance

The product liability page does not name a specific insurer or carrier that Alliance Risk places this coverage with; it describes standard-market versus excess-and-surplus carrier appetite by hazard class in general market terms. ¹Not publicly disclosedChecked the full dedicated product page as read on 2026-09-23; no carrier is identified by name for this line.

Alliance Risk's product liability page frames this coverage for manufacturers, distributors and retailers facing lawsuits over defective or harmful products they made, sold or distributed. ¹Company-reportedDedicated Alliance Risk product page for this line, as read on 2026-09-23. This is a general description of who needs the coverage type, not an eligibility criterion Alliance Risk applies to applicants.

Alliance Risk's page explains that for manufacturers, product liability is usually a component of the general liability policy's products-completed operations hazard rather than a standalone policy, with its own separate aggregate limit that a general aggregate cannot backfill once exhausted. ¹Company-reportedProduct page explainer on the ISO CG 00 01 form; this describes how the coverage type is typically structured in the market, not a specific Alliance Risk-issued policy, since Alliance Risk is a broker and does not issue policies.

Alliance Risk's page states that a standard general liability policy specifically excludes recall costs from product liability coverage, and that Alliance Risk sells product recall insurance as a separate line to cover that gap. ¹Company-reportedProduct page "Product liability and product recall are different purchases" section.

Alliance Risk's product liability page offers a customized risk assessment from its insurance risk advisors, booked through the page's consultation link. ¹Company-reportedDedicated product liability page calls to action.