Alliance Risk Business Owner’s Policy
Alliance Risk Business Owners Policy (BOP)
Alliance Risk arranges BOP placements as a brokerage; the BOP page describes the bundled package it places rather than an Alliance-issued policy, and does not name an issuing insurer. 1,2Company-reported. BOP product page and the general brokerage disclosure on the coverage catalogue page.
Who It’s For
Alliance Risk targets its BOP at small and mid-sized businesses that operate from a physical location with customer foot traffic, listing retail and boutiques, offices and consultants, restaurants and food service, artisan contractors, and healthcare and wellness providers as common buyers. 1Company-reported. BOP product page, Who Needs Business Owners Policy? section.
Coverage Features
Alliance Risk's BOP bundles general liability, commercial property and business interruption coverage, with optional endorsements for cyber liability, equipment breakdown, hired and non-owned auto liability, and employment practices liability (EPLI). 1Company-reported. BOP product page; actual endorsement availability depends on the carrier and underwriting.
Alliance Risk's BOP page says the bundled package excludes professional liability claims, workers' compensation, commercial auto coverage, and flood or earthquake damage, each of which needs a separate policy. 1Company-reported. BOP product page, What Doesn't Business Owners Policy Cover? section.
Limits and Retentions
Not publicly disclosed. Alliance Risk's BOP page gives typical annual premium ranges ($500-$1,200 for small businesses, $1,200-$2,500 for medium businesses, $100-$500 per added endorsement) but does not publish standard liability or property limits, deductibles or sublimits. 1BOP product page as read on 2026-09-23.
How to Apply
You request a BOP quote through Alliance Risk's online quote form or by scheduling a consultation with a risk advisor; the page does not describe specific underwriting information required for a BOP submission. 1Company-reported. BOP product page quote call to action.
Alliance Risk Business Owner’s Policy Compared
Other Alliance Risk Coverage Lines
Sources
- Business Owners Policy (BOP). Alliance Risk; What Is a Business Owners Policy?; Who Needs Business Owners Policy?; What Does Business Owners Policy Cover?; What Doesn't Business Owners Policy Cover?; How Much Does Business Owners Policy (BOP) Cost? Accessed 2026-09-23.
- Alliance Products. Alliance Risk; Footer brokerage disclosure: "Alliance Risk is an insurance brokerage focused on providing clients with commercial insurance across a wide array of industries.". Accessed 2026-09-23.
