What Is Alliance Risk?
Alliance Risk suits tech startups from pre-seed through IPO that want a broker to review their tech E&O policy for free and shop specialist insurers; if you want to buy online in minutes, use a digital insurer. Quotes take 24 hours to ten business days, depending on your risk. 1,2,3
Read the Alliance Risk profile
Read the Alliance Risk Professional Liability (E&O) Insurance page
What Is Counterpart Insurance?
Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 5,6
Read the Counterpart Professional Liability (E&O) Insurance page
What Is Professional Errors and Omissions (E&O) Insurance?
Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. 12,13,14,15
Key Differences in Professional Liability (E&O) Insurance
Program Structure and Professional Fit
Alliance Risk lists clients from consultants and accountants to architects, healthcare providers and financial advisers, and describes reviewing contracts and claims trends to shape professional-liability placement. Counterpart names separate programs for miscellaneous professionals, architects/engineers/contractors, allied healthcare and lawyers. Buyers with an unusual service mix can ask Alliance Risk how it evaluates the exposure; Counterpart buyers should identify the program matching their profession rather than assume the miscellaneous form applies. 4 7 8 9 10
Coverage Boundaries and Limits
Alliance Risk's summary identifies typical E&O allegations and exclusions, including cyber incidents and bodily injury. Counterpart describes professional-services negligence and financial-loss examples, with modular limits and sample terms for selected professions. Compare the actual exclusions and limit structure for your work; neither summary alone establishes how a particular claim would be handled. 4 7 10
What to Confirm in Professional Liability (E&O) Insurance Quotes
Alliance Risk and Counterpart Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Alliance Risk Review Score
Review Score
No reviews found
Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references.[1][4][6]
Read Alliance Risk reviewsCounterpart Review Score
Review Score
No reviews found
We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]
Read Counterpart reviewsAlliance Risk vs Counterpart Professional Liability (E&O) Compared
Alliance Risk vs Counterpart: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Alliance Risk Professional Liability Insurance | Counterpart Professional Liability |
|---|---|---|
| Role in This Line | Alliance Risk places professional liability (errors and omissions, or E&O) coverage as a broker, saying it backs placements with risk-specific underwriting input and carrier partnerships rather than underwriting the policy itself. 4Company-reported. Professional liability product page. | Counterpart describes its product distribution through Counterpart Insurance Services, Inc. and wholesale brokers. 5,11Company-reported. The cited marketing pages do not identify the insurer for a particular professional-liability risk or state. |
| Issuing Insurer | The reviewed professional liability page does not name the insurer that would issue a policy; it refers generally to 'strong carrier partnerships' without identifying a specific carrier. 4Not publicly disclosed. Professional liability product page as read on 2026-09-23. | Confirm in your quote. |
| Who It’s For | Alliance Risk targets professional liability at consultants and advisory firms, accountants and tax professionals, architects and engineers, real estate and insurance agents and brokers, marketing and PR agencies, IT and technology consultants, healthcare providers, and financial planners and investment advisors. 4Company-reported. Professional liability product page; eligibility for a particular company depends on underwriting. | Counterpart lists distinct professional-liability programs for miscellaneous professionals, architects/engineers/contractors, allied healthcare and lawyers. 7,8,9,10Company-reported. Each page has its own occupation scope; no single eligibility rule applies across all four products. |
| Coverage Features | Alliance Risk lists negligent acts or omissions, breach of contract, misrepresentation, and missed deadlines as typically covered, and says bodily injury or property damage, intentional wrongdoing or fraud, employment disputes, cyber incidents, and prior known claims are excluded and belong to other lines such as general liability, EPLI or cyber liability. 4Company-reported. Professional liability product page; coverage and exclusions described in general terms, subject to the policy as issued. | The Lawyers Professional Liability page describes claims arising from lawyers’ professional services; the MPL page gives service-related negligence and financial-loss examples. 10,7Company-reported. These are distinct program summaries and do not establish identical policy triggers or coverages. |
| Limits and Retentions | The reviewed professional liability page gives cost ranges by firm size (for example, solo practitioners at $500-$3,000 a year up to mid-sized to large firms at $10,000-$50,000-plus) but does not publish specific coverage limits, retentions or deductible amounts for this line. 4Not found in reviewed sources. Professional liability product page as read on 2026-09-23; cost figures are illustrative premium estimates, not published limits. | Counterpart says its professional pages support modular limits and presents sample limits and retentions for selected professions. 7,10Company-reported. Published examples are illustrative, not terms available to a particular applicant. |
| Risk Services | Alliance Risk describes its approach to professional liability as including industry-specific risk reviews, claims-trend analysis, customized policy language, review of client contracts to limit personal exposure, and expertise structuring claims-made policies including tail coverage, prior acts and retroactive dates. 4Company-reported. Professional liability product page, Our Approach to Professional Liability and The Alliance Risk Difference sections. | Confirm in your quote. |
| How to Apply | The professional liability page's only application route is a generic 'Get a quote' request; it does not list the specific submission information Alliance Risk asks for on this line, unlike its D&O, EPLI and fiduciary product pages. 4Not found in reviewed sources. Professional liability product page as read on 2026-09-23. | Confirm in your quote. |
| Claims Support | Alliance Risk says professional liability clients get access to a legal network and claims experts who understand the client's industry, providing a defense strategy if a claim arises. 4Company-reported. Professional liability product page, The Alliance Risk Difference section. | Confirm in your quote. |
Related Pages for Alliance Risk vs Counterpart
Professional Liability (E&O) Pages for Alliance Risk and Counterpart
Other Coverage Lines Compared for Alliance Risk vs Counterpart
Other Professional Liability (E&O) Insurance Provider Comparisons
Sources for Alliance Risk vs Counterpart
Sources About Alliance Risk
- Technology Insurance. Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16.
- Tech E&O Insurance. Alliance Risk; Opening placement description; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-16.
- Get a Quote. Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16.
- Professional Liability Insurance. Alliance Risk; Professional Liability Insurance That Safeguards Your Expertise; Our Approach to Professional Liability; The Alliance Risk Difference; What Is Professional Liability Insurance?; What Does/Doesn't Professional Liability Insurance Cover?; How Much Professional Liability Insurance Cost? Accessed 2026-09-23.
Sources About Counterpart
- Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
- About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
- Professional & General Liability. Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 says MPL may be purchased alone or packaged with GL; lines 208–245 describe industries and coverage examples; lines 251–283 describe risk assessment, quoting channels and underwriter access. Marketing page, not binding terms. Accessed 2026-09-30.
- Architects, Engineers, & Contractors Liability. Counterpart, Inc.; Retained provider source: A&E/contractor class examples, services, enhancements and illustrative limits; prior access 2026-09-28. Accessed 2026-09-28.
- Allied Medical & Healthcare Liability. Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. Accessed 2026-09-28.
- Lawyers Professional Liability Insurance. Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 names lawyer-focused product; lines 236–272 company-stated geographic reach, modular liability limit examples, professional services, technology/media extensions and GL alongside professional cover. Product terms remain policy-specific. Accessed 2026-09-30.
- How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.
Sources for the Professional Liability (E&O) Insurance Guide
- FAQ: Professional liability insurance. Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
- Professional liability insurance. Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
- Get business insurance. U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
- Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.
