Spot for Content Studios and Publishers

Get quotes from 50+ content and media insurance providers with Spot

We get quotes that fit the client briefs, gear and audience data you handle, and send certificates when a client or venue asks.

  • Client contract insurance clauses checked before you sign
  • Owned, rented and borrowed gear listed for the quote
  • Keep your broker or switch, with no commissions on premiums
A videographer behind a cinema camera and a sound recordist holding a boom microphone.

How Spot helps Content Studios and Publishers

Describe the services clients pay for

Your Spot team writes up what you produce, publish, distribute or measure, who creates it, and whether users can post to your service, so the submission reflects your real role.

Alder StudioOrganized by Spot
Travelers
The Hartford
Chubb

Check the client contract’s insurance clause

Send the client contract. Spot flags the insurance clause, indemnity and rights warranties and checks the limits and named insured against your policies.

Professional errors and omissions (E&O) insurance

Alder Studio · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare errors and omissions with general liability

Once the submission has been to market, Spot shows which proposals address missed deliverables and editorial services, and which only cover injury or damage at a shoot.

Chubb
The Hartford
TravelersQuote request

Professional errors and omissions (E&O) insurance

Professional services · Claims-made terms

Alder Studio

Get certificates for venues and clients

When a location, venue or client wants a certificate before the shoot, post the request in Slack with the dates and address. Your Spot team checks their wording against your policies and works with your broker to get it ready.

JordanAlder Studio

Can you help prepare proof of our professional errors and omissions (e&o) insurance?

Certificate of insurance

Alder Studio

Ready for your review

How buying insurance works for Content Studios and Publishers

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Content Studios and Publishers we help

  • Production studios

    Shoots happen on rented sets and client sites with gear that’s often borrowed or hired, and venues often want proof of insurance first.

  • Agencies running branded content

    Clients pay you to deliver against a brief and deadline, and their contracts carry indemnities and insurance requirements.

  • Publishers

    You commission writers, photographers and editors, and the rights you hold depend on what those agreements actually say.

  • Creator platforms

    Users upload material and you store subscriber, payment and audience data that a cyber quote needs to account for.

Insurance Content Studios and Publishers usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • Professional errors and omissions (E&O)

    A client pays you to produce, publish, distribute, or measure content against a defined brief.

  • Media liability

    Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity.

  • Tools, equipment and inland marine

    Cameras, lighting, computers, or rented gear travel between a studio, set, and client site.

  • General liability

    You host a production, shoot, event, studio visit, or in-person creator activation.

  • Commercial property

    You lease a studio or keep editing equipment, archive media, or production property at a business location.

  • Cyber liability

    You store subscriber, creator, campaign, payment, or audience data.

Insurers that quote Content Studios and Publishers

Get quotes from 50+ content and media insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Content Studios and Publishers need insurance

  • 01

    A new client contract has an insurance clause

    Compare the required limits, indemnity and approval duties with your quote before you accept the work.

  • 02

    You’re taking rented gear on location

    List what you own, rent and borrow, with values and dates away from the studio, so the inland marine quote covers each stage.

  • 03

    You’ve signed for a bigger studio

    Editing equipment, archives, improvements and client property at the new address belong on the property schedule.

  • 04

    Your platform now accepts user uploads

    Document your platform role and notice process, and revisit cyber and professional terms with the new feature in mind.

Questions from Content Studios and Publishers

Also known as media company insurance, publisher insurance, publishing company insurance, production company insurance, content studio insurance, content creator insurance and digital media insurance.

What does media company insurance usually include?

Errors and omissions with media liability for what you publish, inland marine for cameras and rented gear, general liability and property, and cyber for subscriber data. Spot compares them against the contracts and briefs you sign.

Does paying a freelancer give us the copyright?

Not automatically. The Copyright Office advises documenting ownership in writing. Keep those agreements, since your broker and any insurer will ask what rights you hold.

Will general liability cover a campaign that misses its results?

Don’t assume so. General liability addresses injury and property damage. Spot asks brokers whether an errors and omissions proposal covers the services and deliverables in your contracts.

Is rented camera gear covered on a shoot?

Only if the quote addresses rented and borrowed equipment at that location and on those dates. Spot checks where and when each proposal’s protection starts and ends.

Our broker mostly handles our office policies. Can they place media coverage too?

They may. Spot takes no commissions on premiums and works with whichever broker you choose. A broker who rarely places media or production risks can still keep your office policies while another handles the media side, or you can switch altogether.

Get insurance off your to-do list.

Get quotes from 50+ content and media insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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