Spot for Aviation and Space Companies

Get quotes from 45+ aviation and space insurance providers with Spot

We bring your flight tests and launches to brokers who place aerospace risk, then compare the quotes with you before you commit.

  • Each mission phase mapped to the policy that answers it
  • Federal contract and launch requirements read for you
  • Keep your broker or switch, with no commissions on premiums
Two engineers in cleanroom suits set a small satellite onto an integration stand.

How Spot helps Aviation and Space Companies

Describe each stage of your program

Your Spot team splits the program into design, manufacture, ground test, flight, launch, on-orbit service and return, and records who owns and controls each asset at every step.

Maple Street Co.Organized by Spot
AIG
Alliance Risk
Amelia Risk

Check contract clauses against your policies

Send the customer contract or federal solicitation. Spot pulls out each insurance clause and requested limit and checks them against what you carry, including any umbrella the customer expects.

Product liability insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Get quotes from aerospace specialists

We work with brokers who place aerospace business, then compare product, property, transit and excess proposals and ask each one to point to separate hull wording where your phases need it.

Amelia Risk
Alliance Risk
AIGQuote request

Product liability insurance

Coverage limits · Policy terms

Maple Street Co.

Keep shipping and handoff records in one place

Carriers, destinations and the point where risk transfers stay in one place with your policies, so the next shipment or contract review starts from what’s already known.

AlexMaple Street Co.

What do we need to request product liability insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

Product liability insurance policy

Coverage terms · Limits

How buying insurance works for Aviation and Space Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Aviation and Space Companies we help

  • Component and payload makers

    Hardware, payloads or integration work you deliver can cause injury or damage downstream.

  • Aircraft and spacecraft operators

    You run flight tests or missions, and hull and aircraft liability are separate questions from general coverage lines.

  • Launch participants

    A launch or reentry license can require a party to show financial responsibility, and you need to know whether that party is you.

  • Federal contractors

    Your contract’s insurance clauses name what to carry, and they differ from award to award.

Insurance Aviation and Space Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • Product liability

    You deliver a component, payload, software, or completed integration that could cause injury or damage.

  • Commercial property

    You lease a lab, hangar, or integration facility with installed equipment, prototypes, or customer-owned property.

  • Cargo and transit

    Components, instruments, or customer payloads move between manufacturers, test sites, airports, or launch locations.

  • Tools, equipment and inland marine

    Test equipment or tools move between a fixed lab, hangar, range, or customer site.

  • Workers’ compensation

    You hire people for build, hangar, field, launch-site, or flight-test work, particularly on a federal contract.

  • Umbrella and excess liability

    A contract or customer asks about limits above your underlying liability policies.

Insurers that quote Aviation and Space Companies

Get quotes from 45+ aviation and space insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • biBerk
  • And many more

When Aviation and Space Companies need insurance

  • 01

    You’re booking a launch or reentry

    Identify which party must show financial responsibility under the FAA license and what amount applies. Maximum probable loss is an estimate, not a ceiling on costs.

  • 02

    You’re bidding on a federal contract

    Read the actual insurance clauses and ask the contracting officer which apply. Federal rules don’t give every aerospace contractor one package.

  • 03

    A flight test is coming up

    Hand the broker the mission phase, aircraft, crew duties and site, and ask which aircraft or spacecraft policy applies to that phase.

  • 04

    A payload is shipping to the launch site

    List every handoff, carrier and transfer point, and check that transit terms follow the item through loading, integration and acceptance.

  • 05

    A customer asks for higher limits

    An umbrella can add limits above your liability policies. Line up the underlying policies with the contract’s figures before you sign.

Questions from Aviation and Space Companies

Also known as aerospace insurance, aerospace company insurance, aerospace manufacturer insurance, space company insurance, spacetech insurance and aviation company insurance.

Is aerospace insurance one policy?

Rarely. Makers and launch participants usually combine product liability, property, cargo and transit, inland marine, workers’ compensation and excess limits, and some operators add aircraft cover. Spot maps each to the mission phase it protects.

Is maximum probable loss the most a launch could cost?

No. It’s a probabilistic estimate for the licensed launch or reentry, and actual costs can exceed it. Insurance is one way to show the financial responsibility the license requires.

Does every aerospace company need aircraft insurance for federal work?

No. Federal clauses address aircraft liability when aircraft are used in contract performance and the contracting officer requires it. Spot reads your specific award.

Does product liability cover our components in flight?

General products terms address injury and property damage, but they aren’t aerospace-specific and may carry aviation exclusions. Your Spot team asks brokers how each proposal treats your components and mission phases.

What does a broker need to see from our mission plan?

Send the mission phases, who owns each asset and what it’s worth, shipping routes, the contract’s insurance clauses and what your employees do at each site. Spot assembles them into the submission.

Our broker doesn’t place aerospace risk. Does that mean switching?

Not unless you want to. Spot can prepare the mission submission with your current broker, and it takes no commissions on premiums. If hull, launch or aircraft liability needs a specialist, Spot can help you switch to a broker with aerospace markets.

Get insurance off your to-do list.

Get quotes from 45+ aviation and space insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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