Read the actual solicitation and contract, identify whether aircraft are used in performance, and confirm the requested clause with the contracting officer. The requirement depends on that context.[3][1]
If a clause applies, have a broker map its limits and scope to a specific policy and declared operation. Do not substitute generic CGL or product-liability wording for an aircraft-specific requirement.[3][1]
Read the Aviation and Space Insurance Buying Guide
Sources and Further Reading
- Commercial Insurance Guide — California Department of Insurance. Revised June 14, 2024: commercial property, inland marine, boiler and machinery, commercial general liability, products/completed operations, commercial auto, umbrella, and workers compensation.
California commercial guidance for general property, inland marine, CGL, umbrella, and workers compensation concepts.
- Financial Responsibility — Federal Aviation Administration. Commercial Space Transportation: launch/reentry licenses and permits, maximum probable loss, and financial-responsibility evidence.
FAA explanation of launch/reentry financial responsibility and the scope of maximum probable loss estimates.
- 28.307-2 Liability — Federal Acquisition Regulation, Acquisition.gov. FAR 28.307-2(a)-(e), FAC 2026-01 effective March 13, 2026; contract-context workers compensation, general, auto, aircraft, and vessel terms.
Conditional federal contract insurance terms; check the contract and aircraft use.
Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements.
Updated 2026-09-28. Editorial Policy
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