Spot for Product Recall Insurance

Get quotes from 10+ product recall insurance providers with Spot

We get product recall quotes through brokers and help you choose the one that pays for what a recall would actually cost you.

  • Voluntary and government-ordered recall triggers asked about directly
  • Notification, shipping, disposal and replacement costs itemized
  • Keep your broker or switch, with no commissions on premiums
Two production workers inspect jar lids at a food packing line.

How Spot helps you buy Product Recall Insurance

Tell us how you’d run a recall

Your Spot team collects product identification, production and distribution records, complaints, warranty returns and prior incidents, plus how you would notify distributors, stop sales and offer refunds, repairs or replacements.

Alder ManufacturingOrganized by Spot
Chubb
AIG
Alliance Risk

See what each quote pays for

We work with brokers to take your submission to market, then show what starts coverage in each proposal, which products qualify, and which expenses it addresses: customer notification, shipping, disposal, replacement, and any reputation or interruption costs.

Alliance Risk
AIG
ChubbQuote request

Product recall insurance

Coverage limits · Policy terms

Alder Manufacturing

See how recall differs from liability

Spot lines up your product liability and recall terms, because they address different losses: customer-injury lawsuits on one hand, the cost of taking products back on the other.

Product recall insurance

Alder Manufacturing · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Keep your records in one place

Your Spot team keeps your policy, product records and renewal dates in one place and brings renewals forward as your product line changes.

MorganAlder Manufacturing

What do we need to request product recall insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

Product recall insurance policy

Coverage terms · Limits

How buying Product Recall Insurance works with Spot

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Is Product Recall Insurance right for you?

  • Consumer product makers

    You design and manufacture goods that, if defective, may need to come back from customers and retailers.

  • Importers bringing in finished goods

    You sit in the supply chain between the maker and the shopper, and a withdrawal can still reach you.

  • Retailers selling private-label goods

    Your name is on the label, so the cost of pulling the product back may fall to you.

  • Food, cosmetic and pharmaceutical businesses

    Contamination risk may call for a contamination product rather than ordinary recall coverage, so check which one you’re quoted.

How Spot helps different industries with Product Recall Insurance

What each industry usually faces, and where Spot fits in.

  • Automotive

    A design defect, safety issue, or customer notice could lead you to retrieve, repair, or replace shipped units.

  • Consumer Health and Wellness

    A product issue could lead you or a customer to stop sales, notify consumers, or withdraw a kit or device.

  • Food and Beverage

    Food and beverage companies use Spot to buy product, recall, property and transit coverage before a co-packer, cold-storage contract, wholesale deal or taproom opening.

  • Manufacturing and Robotics

    A safety or defect concern could lead you to locate, retrieve, or repair installed units.

  • Medical Devices

    A defect, field issue, customer request, or product change could lead you to stop sales or withdraw a device.

Insurers we get Product Recall Insurance quotes from

Get quotes from 10+ product recall insurance providers with Spot.

When to get Product Recall Insurance

  • 01

    A new product is about to reach shelves

    Tell your Spot team before it ships, so the product list in your quote matches what you actually sell.

  • 02

    You started importing finished goods

    Ask how the quote treats products you sell but didn’t make, and whether they qualify for coverage.

  • 03

    You received complaints about a product

    Collect your complaint, return and incident records, and ask your counsel about any duty to report to the regulator.

  • 04

    Your product is food, a cosmetic or a drug

    Ask whether the quote is a contamination product rather than ordinary recall coverage.

  • 05

    Your recall policy is up for renewal

    Update your product list, then re-check which triggers and expenses the policy addresses before it rolls over.

Product Recall Insurance questions

Also known as recall insurance, product contamination insurance, contaminated products insurance, food recall insurance and recall expense insurance.

Can my broker place recall alongside our product liability?

Yes. Spot works with your broker to take both to market together and takes no commissions on premiums. If your broker doesn’t place much recall coverage, you can switch to one who does.

Doesn’t product liability already cover this?

Not automatically. Product liability addresses claims that a product caused injury or damage. Recall expenses are a separate loss, so ask whether the liability quote excludes them.

What triggers recall coverage?

Each policy states its own trigger, and food and beverage makers often buy it as product contamination insurance. Ask whether coverage starts with a voluntary withdrawal, a government-ordered recall or another stated event, and which products qualify.

Does reporting a hazard to the CPSC mean a recall?

No. Reporting a product doesn’t by itself mean the agency will require a recall. Ask your counsel about any reporting duty.

Which records should we pull together for a recall quote?

Gather product identification, production and distribution records, complaints, warranty returns and prior incidents, plus a short account of how you’d notify distributors and stop sales.

Get insurance off your to-do list.

Get quotes from 10+ product recall insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

Get Started

Learn more about Product Recall Insurance

Read these before you choose a policy or an insurer.