CFC Product Recall Insurance

CFC Product Recall Insurance

CFC underwrites two related product recall lines: a contaminated product recall policy aimed at food and beverage businesses, and a broader product recall policy for consumer products through automotive parts. 1Company-reported. Product recall product page, which presents these as two separate downloadable products under one product line.

Issuing Insurer

Not publicly disclosed. The reviewed product recall page does not name the insurer or Lloyd's syndicate carrying the risk. CFC's regulatory page lists CFC-affiliated underwriting entities, including its own Lloyd's Syndicate 1988, but does not tie one specifically to product recall. 1,2Checked the product recall page and CFC's regulatory information page; neither names a product-recall-specific carrier.

Coverage Features

The general product recall policy covers rectification costs, loss of sales, ancillary costs, and reputation protection across recall scenarios that CFC says include cyber-related product tampering and software product safety issues. 1Company-reported. Product recall description on the product page; exact terms are set by the policy as issued.

The separate contaminated product recall policy is built for food and beverage products and includes business interruption cover, reputation protection, and cover for errors made by contract manufacturers. 1Company-reported. Contaminated product recall description on the product page.

CFC frames recall costs in three stages it says the policy is meant to help with: identifying the issue (testing, consultants, halting production), conducting the recall (consumer notices, transport and disposal, retailer fees, crisis PR), and business continuity (lost sales, cancelled contracts, replacing suppliers). 1Company-reported. Cost-category breakdown on the product page; this describes the categories of exposure CFC highlights, not a line-by-line coverage grant.

Limits and Retentions

Not found in reviewed sources. The reviewed product recall page does not publish limit amounts, retentions, or maximum revenue eligibility for either product recall offering. 1Product recall page checked on 2026-09-23; no numeric limit or eligibility figures appear on the page.

How to Apply

CFC offers a quick online indication for product recall insurance using three pieces of information, and publishes separate downloadable application forms for the contaminated product recall and general product recall products. 1Company-reported. Product page indication call to action and downloads section.

CFC Product Recall Insurance Compared

Other CFC Coverage Lines

Sources

  1. Product Recall Insurance | Product Contamination Insurance | CFC. CFC; Contaminated product recall; Product recall; What does CFC's product recall policy cover?; Downloads for both products. Accessed 2026-09-23.
  2. Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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