CFC Umbrella and Excess Liability Insurance

CFC sells an umbrella (excess) policy that sits above a business's primary professional liability, general liability, or cyber policy, or any combination of the three, in a single excess policy. ¹Company-reportedUmbrella cover product page description of what the policy tops up.

The reviewed umbrella cover page does not name the insurer or Lloyd's syndicate carrying this excess risk. CFC's regulatory page lists CFC-affiliated underwriting entities, including its own Lloyd's Syndicate 1988, but does not tie one specifically to this product. ^1,2Not publicly disclosedChecked the umbrella cover page and CFC's regulatory information page; neither names a carrier for this product.

CFC targets this excess cover at small and micro businesses and says it will consider a wide range of professions. ¹Company-reportedUmbrella cover product page; specific eligibility for a given business depends on underwriting.

CFC says it will provide this excess layer regardless of whether the underlying primary policy is placed with CFC or with another insurer. ¹Company-reportedUmbrella cover product page.

The reviewed umbrella cover page does not publish maximum excess limit amounts or the underlying primary limits it requires; those would appear on a quote. ¹Not found in reviewed sourcesUmbrella cover page checked on 2026-09-23 has no product brochure content extracted beyond the page text; no numeric limit figures appear on the page itself.

The umbrella cover page directs interested businesses to contact CFC directly rather than describing an online quote or indication tool. ¹Company-reportedUmbrella cover product page call to action.