CFC Kidnap and Ransom Insurance

CFC underwrites a land-based kidnap and ransom (K&R) policy for businesses and their employees, paired with crisis response services, and separately sells a specialist marine K&R product for commercial and leisure maritime activities. ¹Company-reportedK&R product page introduction, which explicitly distinguishes the land policy from the separate marine K&R product.

The reviewed K&R product page does not name the insurer or Lloyd's syndicate backing the policy. CFC's regulatory page lists CFC-affiliated underwriting vehicles, including its own Lloyd's Syndicate 1988, but does not tie one specifically to K&R. ^1,3Not publicly disclosedChecked the K&R and marine product pages plus CFC's regulatory information page; none names a K&R-specific carrier.

CFC describes the land K&R policy as offering a broad definition of bodily injury, legal and expense cover, an extended personal accident benefit, and optional endorsements a broker can add for a specific business. ¹Company-reportedKey features section of the K&R product page; exact terms are set by the policy as issued.

CFC's marine K&R product is a separate policy covering hijack and seizure of a vessel or kidnap of crew, with combined limits up to USD 25 million for kidnap and ransom and loss of hire, plus standalone loss-of-hire cover available on its own. ²Company-reportedMarine product page description of the marine kidnap and ransom line, distinct from the land K&R policy.

The land K&R product page does not publish specific limit amounts; only the marine K&R variant discloses a limit figure (USD 25 million combined for kidnap and ransom and loss of hire). ^1,2Not found in reviewed sourcesLand K&R page checked on 2026-09-23 does not list numeric limits; marine page separately does.

Policyholders on both the land and marine K&R products get 24/7 access to expert crisis response consultants through a global response team in the event of an incident. ^1,2Company-reportedKey features on both the K&R and marine product pages.

CFC publishes a downloadable K&R application form alongside the product brochure for brokers or businesses applying for the land K&R policy. ¹Company-reportedDownloads section of the K&R product page.