--- title: "CFC Kidnap and Ransom Insurance" description: "What CFC Kidnap and Ransom Insurance covers, how to apply, and its risk services, cited to CFC’s own published sources." canonical: "https://spot.insure/insurance-providers/cfc/kidnap-ransom" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/cfc/kidnap-ransom) # CFC Kidnap and Ransom Insurance CFC Kidnap & Ransom Insurance CFC underwrites a land-based kidnap and ransom (K&R) policy for businesses and their employees, paired with crisis response services, and separately sells a specialist marine K&R product for commercial and leisure maritime activities. [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") (Evidence: Company-reported; scope: K&R product page introduction, which explicitly distinguishes the land policy from the separate marine K&R product.) ## Issuing Insurer - **Not publicly disclosed.** The reviewed K&R product page does not name the insurer or Lloyd's syndicate backing the policy. CFC's regulatory page lists CFC-affiliated underwriting vehicles, including its own Lloyd's Syndicate 1988, but does not tie one specifically to K&R. [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") [3](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Scope: Checked the K&R and marine product pages plus CFC's regulatory information page; none names a K&R-specific carrier.) ## Coverage Features - CFC describes the land K&R policy as offering a broad definition of bodily injury, legal and expense cover, an extended personal accident benefit, and optional endorsements a broker can add for a specific business. [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") (Evidence: Company-reported; scope: Key features section of the K&R product page; exact terms are set by the policy as issued.) - CFC's marine K&R product is a separate policy covering hijack and seizure of a vessel or kidnap of crew, with combined limits up to USD 25 million for kidnap and ransom and loss of hire, plus standalone loss-of-hire cover available on its own. [2](https://www.cfc.com/en-us/products/industry/marine/ "Marine piracy insurance | CFC") (Evidence: Company-reported; scope: Marine product page description of the marine kidnap and ransom line, distinct from the land K&R policy.) ## Limits and Retentions - **Not found in reviewed sources.** The land K&R product page does not publish specific limit amounts; only the marine K&R variant discloses a limit figure (USD 25 million combined for kidnap and ransom and loss of hire). [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") [2](https://www.cfc.com/en-us/products/industry/marine/ "Marine piracy insurance | CFC") (Scope: Land K&R page checked on 2026-09-23 does not list numeric limits; marine page separately does.) ## Risk Services - Policyholders on both the land and marine K&R products get 24/7 access to expert crisis response consultants through a global response team in the event of an incident. [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") [2](https://www.cfc.com/en-us/products/industry/marine/ "Marine piracy insurance | CFC") (Evidence: Company-reported; scope: Key features on both the K&R and marine product pages.) ## How to Apply - CFC publishes a downloadable K&R application form alongside the product brochure for brokers or businesses applying for the land K&R policy. [1](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap & ransom insurance | CFC") (Evidence: Company-reported; scope: Downloads section of the K&R product page.) ## CFC Kidnap and Ransom Insurance Compared - [CFC vs Chubb](https://spot.insure/compare/cfc-vs-chubb/kidnap-ransom) - [CFC vs Coverdash](https://spot.insure/compare/cfc-vs-coverdash/kidnap-ransom) - [CFC vs Gallagher](https://spot.insure/compare/cfc-vs-gallagher/kidnap-ransom) - [CFC vs HUB International](https://spot.insure/compare/cfc-vs-hub-international/kidnap-ransom) - [CFC vs Marsh](https://spot.insure/compare/cfc-vs-marsh/kidnap-ransom) - [CFC vs Relm Insurance](https://spot.insure/compare/cfc-vs-relm/kidnap-ransom) ## Other CFC Coverage Lines - [CFC Commercial Property Insurance](https://spot.insure/insurance-providers/cfc/commercial-property) - [CFC Crime Insurance](https://spot.insure/insurance-providers/cfc/crime) - [CFC Cyber Insurance](https://spot.insure/insurance-providers/cfc/cyber) - [CFC D&O Insurance](https://spot.insure/insurance-providers/cfc/directors-officers) - [CFC Employment Practices Liability Insurance](https://spot.insure/insurance-providers/cfc/employment-practices) - [CFC General Liability Insurance](https://spot.insure/insurance-providers/cfc/general-liability) - [CFC Intellectual Property Insurance](https://spot.insure/insurance-providers/cfc/intellectual-property) - [CFC Management Liability Insurance](https://spot.insure/insurance-providers/cfc/management-liability) - [CFC Media Liability Insurance](https://spot.insure/insurance-providers/cfc/media) - [CFC Product Liability Insurance](https://spot.insure/insurance-providers/cfc/product-liability) - [CFC Product Recall Insurance](https://spot.insure/insurance-providers/cfc/product-recall) - [CFC Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/cfc/professional-errors-omissions) - [CFC Representations and Warranties Insurance](https://spot.insure/insurance-providers/cfc/representations-warranties) - [CFC Tech E&O Insurance](https://spot.insure/insurance-providers/cfc/technology-errors-omissions) - [CFC Telehealth Insurance](https://spot.insure/insurance-providers/cfc/virtual-care-telehealth) - [CFC Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/cfc/umbrella-excess) ## Related - [CFC Profile](https://spot.insure/insurance-providers/cfc) - [CFC Reliability](https://spot.insure/insurance-providers/cfc/reliability) - [CFC Alternatives](https://spot.insure/insurance-providers/cfc/alternatives) - [Coverage Guide: Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) ## Sources 1. [Kidnap & ransom insurance | CFC](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/). CFC; Kidnap & ransom key features; specialist marine K&R product; Downloads: Brochure, Application form. Accessed 2026-09-23. 2. [Marine piracy insurance | CFC](https://www.cfc.com/en-us/products/industry/marine/). CFC; Marine kidnap and ransom key features: limits up to USD25m, standalone loss of hire. Accessed 2026-09-23. 3. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/cfc/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)