CFC Tech E&O Insurance

CFC sells technology E&O insurance to start-ups, mid-size and multinational tech companies as one package bundling E&O, breach-of-contract, IP and media liability, and cyber cover.

CFC Technology Errors & Omissions · Updated

What Is CFC’s Role in Tech E&O Insurance?

  • CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. 1,2Company-reportedTechnology product page and US product brochure; the policy as issued controls the exact scope for any one customer.

Who Issues CFC Tech E&O Insurance?

  • The Technology application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the Technology product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US Technology policy. 3,4Not publicly disclosedTechnology application footer and the regulatory information page, both checked on 2026-09-23; CFC's US arm, CFC USA Inc., separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Technology product.

Who Is CFC Tech E&O Insurance For?

  • CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. 1Company-reportedTechnology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.

What Coverage Features Does CFC Tech E&O Insurance Include?

  • CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. 2Company-reportedProduct brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed.

  • The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. 2Company-reportedProduct brochure 'Comprehensive cyber cover' section.

What Limits and Retentions Does CFC Tech E&O Insurance Have?

  • CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. 2Company-reportedBrochure 'Limits and deductibles' table; the limit and deductible on an individual policy's declarations control.

What Risk Services Come With CFC Tech E&O Insurance?

  • Policyholders get access to CFC's incident response service at a $0 deductible, sitting on a limit separate from the main policy limit, plus a free app with dark web monitoring, phishing simulations and network deep scanning. 2Company-reportedBrochure 'Market leading cyber incident response' and 'Response app highlights' sections; CFC calls its incident response team one of the largest in-house teams in the industry, a characterization not independently verified here.

How Do You Apply for CFC Tech E&O Insurance?

  • The US Technology application asks for company revenue by year, funding-round history, subcontractor and hosting arrangements, and whether multi-factor authentication is enforced for remote network access and email; it is returned to your insurance broker. 1,3Company-reportedApplication form Sections 1, 2 and 4; CFC also lists Connect and named API partners as digital trading channels on the product page, which may bypass a paper application for some brokers.

How Does CFC Compare With Other Tech E&O Insurance Providers?

Other Coverage Lines From CFC

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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