CFC vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience aims at technology companies with $25 million to $10 billion in revenue; CFC says its Technology product suits start-ups through multinationals. Both reach $10 million in limits.

CFC's Technology package takes tech companies of any size, from start-ups to multinationals, and bundles E&O, media and cyber up to $10 million. Resilience only writes Tech E&O for companies with $25 million to $10 billion in revenue, on a primary or excess basis up to $10 million. ^1,^2,^5,⁶

What Are the Key Differences Between CFC and Resilience Tech E&O Insurance?

Any Size vs a $25 Million Revenue Floor

CFC says its Technology product suits start-ups, mid-size and multinational tech companies, with no revenue or headcount cutoff. Resilience targets U.S. technology companies with $25 million to $10 billion in revenue, for primary and excess Tech E&O. Choose CFC if you're under $25 million in revenue or want E&O, media and cyber in one package; choose Resilience if you're above that floor and want Tech E&O as a standalone or excess layer. ⁵ ¹

Same $10 Million Headline, Different Structure

CFC's $10 million maximum covers E&O, media and cyber together in one package. Resilience's $10 million applies to Tech E&O on a primary or excess basis, and it builds endorsements into the form. That means a CFC limit may be shared across cyber and E&O claims, while a Resilience limit sits on Tech E&O alone. ⁵ ²

Incident Response Built Differently

CFC includes incident response with a $0 deductible on a separate limit, plus a monitoring app. Resilience runs a 24/7 in-house claims and incident-response team with a dedicated claims manager. ⁷ ²

What Should You Confirm in CFC and Resilience Tech E&O Insurance Quotes?

Check your revenue against Resilience's $25 million–$10 billion band. ⁵
Ask whether Resilience's quote is primary or excess, and whether CFC's limit is shared across E&O and cyber. ⁵ ²
Ask CFC which insurer or Lloyd's syndicate backs your policy; Resilience's is written by a Homeland Insurance company. ⁶ ³

CFC vs Resilience Tech E&O Insurance Compared

CFC vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	CFC Technology Errors & Omissions	Resilience Technology E&O
Limits and Retentions	CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. ²Company-reported. Brochure 'Limits and deductibles' table; the limit and deductible on an individual policy's declarations control.	Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. ⁵Company-reported. "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote.
Who It’s For	CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. ¹Company-reported. Technology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ⁵Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. ²Company-reported. Product brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed. The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. ²Company-reported. Product brochure 'Comprehensive cyber cover' section.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ⁵Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ⁵Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. ^1,²Company-reported. Technology product page and US product brochure; the policy as issued controls the exact scope for any one customer.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ⁵Company-reported. Technology E&O product page introduction, accessed 2026-09-23.